feat: rate-limit the remaining sensitive routes, filter the history endpoints, consolidate signed-XDR validation (#682, #692, #693, #694) - #856

Node.js 20 is deprecated. The following actions target Node.js 20 but are being forced to run on Node.js 24: actions/checkout@v4, actions/setup-node@v4. For more information see: https://github.blog/changelog/2025-09-19-deprecation-of-node-20-on-github-actions-runners/