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With economy active, you can bet Economy credits on a game, by setting a stake. This works as follows:
There is a global default stake for all games, which is a configurable item: stake.default. This is 0 by default.
After you create a game but before you invite anyone, you can use the /chess stake command to set a stake for the game.
You can also alter the stake using the board's control panel. Left-click the Stake button to increase the stake, right-click to decrease it. If you hold Shift (sneak), the stake will increase/decrease by an alternate amount (see stake.smallIncrement and stake.LargeIncrement in ConfigFile)
When the game starts, both you and your opponent will have the stake deducted from your current balance.
The game winner takes all the money, and the loser gets nothing. If the game is a draw, both players get their stake back.
You can also bet money against AI players; their balance can be considered to be infinite. It is possible to set payout multipliers for different AI engines and strengths - see AI for more details.