YeboBank

YeboBank is a custodial Bitcoin bank, not a wallet or exchange. It targets low-income earners in Kenya who already use M-Pesa and want a savings account that earns interest in Bitcoin.

Frontend dashboards

Run the frontend (cd frontend && npm install && npm run dev) then navigate to any of the routes below. All pages work against mock data — no backend required.

Core app

Route	Dashboard
/dashboard	Balance overview, savings + interest stats, recent activity
/deposit	M-Pesa STK Push and Lightning invoice deposit tabs
/withdraw	M-Pesa B2C payout
/send	Lightning send + receive (your Lightning address)
/history	Full transaction ledger with credit/debit filters
/settings	Profile, language, security settings

Savings locks

Route	Dashboard
/savings	All your locks with growth chart and timeframe selector (Daily / Weekly / Monthly / Q1–Q3 / 1Y–10Y). Contribute directly from a lock card.
/savings/lock	Create a new individual, group, or chama savings lock
/savings/{id}	Per-lock dashboard — principal + interest stats, time-elapsed progress bar. Single-member: simple activity list. Multi-member / group: participants sidebar + shared chat panel (mirrors chama layout). Redirected here with ?justDeposited=1 after a contribution to highlight the new deposit.

Chamas (group wallets)

Route	Dashboard
/chama	Your chamas — balance, contribution, member count
/chama/create	Create a new chama
/chama/discover	Browse and request to join public chamas
/chama/portfolio	Combined view of all your chama stakes — share %, personal value, gains, growth chart
/chama/{id}	Full chama dashboard — stats, members sidebar, chat/activity feed, deposit, withdraw, vote, join-request management

Mlinzi — friends & family investor program

Route	Dashboard	Role
/invest	Investor view — request access, see your position + projected growth, FI calculator, withdrawal requests	Friends & family investor
/steward	Fund steward overview — total AUM, fees earned, pending access requests and withdrawals	Mlinzi (fund steward)
/steward/deploy	Deploy pool capital — shows pool received vs. already deployed vs. available; M-Pesa or Lightning tabs to move funds out; success state links directly to adding an income source with the amount pre-filled	Mlinzi
/steward/income	Income sources — add / edit / remove real-estate, bonds, T-bills, funds, and other sources with yield tracking; accepts ?prefilledKes= from the deploy flow	Mlinzi
/steward/investors	Investor positions — post monthly statements, track compounding returns per investor	Mlinzi
/steward/access	Access request queue — accept or decline friends & family requests, assign relationship type	Mlinzi
/steward/withdrawals	Withdrawal queue — approve or decline investor withdrawal requests, set expected delivery date	Mlinzi

Agent

Route	Dashboard
/agent	Agent dashboard — cash-in / cash-out operations, float tracking