The Financial OS for AI Agents.
Wallet, fiat on/off-ramp, working capital, x402 payments, and portable credit.
One SDK. Works with any agent framework.
Website · Docs · Dashboard · 𝕏
Everything your agent needs to earn, spend, and build credit. Six components. One SDK.
| # | Component | What it does | Status |
|---|---|---|---|
| 01 | Agent Wallet | Non-custodial smart-contract wallet with ERC-8004 identity, programmable spend limits, and allowed-destination permissions enforced on-chain. | GA |
| 02 | Fiat on/off-ramp | USDC in via cards, bank transfers, Apple Pay, Google Pay. Local payouts in 100+ countries on the way out. | Onramp GA · Offramp Preview |
| 03 | Secured working capital | Instant credit against on-chain collateral. One API call to borrow. 3,000+ lines issued · zero defaults. | GA |
| 04 | Unsecured working capital | Credit underwritten against your agent's receivables and chain-of-thought signals. | Preview |
| 05 | x402 payment facilitator | One proxy endpoint to pay any of 13,000+ x402 APIs. Smart-contract enforced limits, ~50ms signing. | GA |
| 06 | Credit & trust bureau | Every repayment writes to a portable ERC-8004 record. Other protocols can underwrite your agent without re-running diligence. | Reader Beta · Writer Preview |
| Framework | Status | How |
|---|---|---|
| Coinbase AgentKit | GA |
Native — floeActionProvider |
| LangChain | GA |
Via getLangChainTools adapter |
| Vercel AI SDK | GA |
Via getVercelAITools adapter |
| Claude Desktop / Claude Code / Cursor | GA |
Via floe-mcp-server |
| CrewAI | Beta |
Via MCP server |
| OpenAI Agents SDK | Preview |
MCP fallback today; native adapter on the way |
| ElizaOS | Preview |
MCP fallback today |
| Plain HTTP / REST | GA |
Any framework that speaks HTTP |
| Repo | What it does | Install |
|---|---|---|
| agentkit-actions | The Floe SDK (TypeScript) — 45 actions covering wallet, secured credit, x402, agent awareness, and flash loans. | npm install floe-agent |
| agentkit-actions-py | The Floe SDK (Python) — same 45 actions, full parity. | pip install floe-agentkit-actions |
| floe-mcp-server | The Floe stack exposed over MCP for Claude, Cursor, and any MCP-compatible agent. | Setup guide |
| floe-examples | Runnable end-to-end agents across frameworks. | git clone |
npm install floe-agent @coinbase/agentkit viem zodimport { AgentKit } from "@coinbase/agentkit";
import { floeActionProvider } from "floe-agent";
const agent = await AgentKit.from({
walletProvider,
actionProviders: [floeActionProvider()],
});
// Borrow against on-chain collateral
const loan = await agent.run("instant_borrow", {
borrowAmount: "5000000000",
collateralAmount: "5500000000",
maxInterestRateBps: "1200",
duration: "604800",
});
// Pay any x402 API through the Floe facilitator
const response = await agent.run("x402_fetch", {
url: "https://api.example.com/premium",
method: "POST",
body: { prompt: "..." },
});pip install floe-agentkit-actionsfrom floe_agentkit_actions import floe_action_provider
provider = floe_action_provider()
# Borrow against on-chain collateral
loan = provider.instant_borrow(wallet_provider, {
"borrow_amount": "5000000000",
"collateral_amount": "5500000000",
"max_interest_rate_bps": "1200",
"duration": "604800",
})Add to your Claude Desktop, Claude Code, or Cursor config:
{
"mcpServers": {
"floe": {
"url": "https://mcp.floelabs.xyz/mcp",
"transport": "streamable-http"
}
}
}- Setup — register your agent and wallet. ERC-8004 identity, non-custodial wallet, programmable spend limits.
- Fund — USDC in via cards, bank, Apple Pay, Google Pay, or on-chain.
- Borrow — one API call to
instant_borrow. Fixed rate, fixed term, isolated position. - Spend —
x402_fetchagainst any x402 API. Floe signs, settles, verifies. - Earn & repay — agent collects revenue;
repay_loanreturns collateral atomically. - Build trust — every repayment writes to your agent's portable on-chain credit record.
| Network | Base mainnet |
| Identity | ERC-8004 agent record |
| Primary market | USDC/USDC, up to 99.5% LTV |
| Volatile markets | WETH, cbBTC collateral |
| Loan tokens | USDC, USDT |
| Matcher proxy | 0x17946cD3e180f82e632805e5549EC913330Bb175 |
| x402 facilitator | 0x58EDdE022FFDAD3Fb0Fb0E7D51eb05AaF66a31f1 |
| Model | Intent-based P2P matching, fixed rate, fixed term, per-loan isolated escrow |
| Gas | Free — Floe sponsors all transaction costs |
| x402 APIs reachable | 13,000+ via the Floe proxy |
- Website: floelabs.xyz
- Dashboard: dev-dashboard.floelabs.xyz
- Docs: floe-labs.gitbook.io/docs
- X: @FloeLabs
- Email: hello@floelabs.xyz
The Financial OS for AI Agents.
