cleaned_data.csv

Age,Income,Credit_Score,Credit_Utilization,Missed_Payments,Delinquent_Account,Loan_Balance,Debt_to_Income_Ratio,Employment_Status,Account_Tenure,Credit_Card_Type,Location,Month_1,Month_2,Month_3,Month_4,Month_5,Month_6
56,165580.0,398.0,0.390501928600237,3,No,16310.0,0.31739611496857,Employed,18,Student,Los Angeles,Late,Late,Missed,Late,Missed,Late
69,100999.0,493.0,0.312444033226017,6,Yes,17401.0,0.196092643360821,Self-employed,0,Standard,Phoenix,Missed,Missed,Late,Missed,On-time,On-time
46,188416.0,500.0,0.359930238508409,0,No,13761.0,0.301654939890911,Self-employed,1,Platinum,Chicago,Missed,Late,Late,On-time,Missed,Late
32,101672.0,413.0,0.371400355303824,3,No,88778.0,0.264794439228806,Unemployed,15,Platinum,Phoenix,Late,Missed,Late,Missed,Late,Late
60,38524.0,487.0,0.234715862628201,2,No,13316.0,0.510583482534848,Self-employed,11,Standard,Phoenix,Missed,On-time,Missed,Late,Late,Late
25,84042.0,700.0,0.650540429714525,6,No,48361.0,0.260687881080009,Unemployed,7,Gold,New York,On-time,Late,Missed,Missed,Missed,Late
38,35056.0,354.0,0.390580940522579,3,No,4638.0,0.484265137288334,Employed,17,Platinum,New York,On-time,Missed,Missed,Late,Missed,Late
56,123215.0,415.0,0.532714667117731,5,No,55776.0,0.358695229118337,Employed,1,Student,New York,On-time,On-time,On-time,Late,Missed,Late
36,66991.0,405.0,0.413034847617951,5,Yes,0.0,0.219854102927027,Employed,12,Student,Phoenix,On-time,On-time,On-time,Missed,Late,On-time
40,34870.0,679.0,0.361823917542758,4,No,93922.0,0.333081092525975,Employed,5,Business,Los Angeles,On-time,Missed,Missed,On-time,Missed,Missed
28,42532.0,340.0,0.83445584721737,4,No,82909.0,0.269559025366218,Unemployed,5,Student,Chicago,On-time,Late,Missed,Missed,On-time,Late
28,70479.0,679.0,0.684586436441881,3,No,75777.0,0.324215749074123,Unemployed,8,Business,Chicago,On-time,Missed,Missed,Late,On-time,Late
41,56975.0,320.0,0.126359920008971,0,No,15171.0,0.228610901256673,Employed,15,Standard,Los Angeles,Late,Late,Missed,Late,On-time,On-time
70,117023.0,528.0,0.105172510332822,5,No,95136.0,0.469017763334595,retired,10,Standard,Los Angeles,On-time,Missed,Missed,Missed,On-time,On-time
53,143148.0,617.0,0.708521767127297,0,No,2593.0,0.392539809079672,Unemployed,6,Standard,Chicago,Late,Missed,Late,Late,Late,Late
57,159356.0,601.0,0.396029321690249,0,No,1514.0,0.303178156816159,Self-employed,9,Gold,Houston,Missed,On-time,Late,Missed,Missed,Late
41,146484.0,543.0,0.170183533213155,3,No,74039.0,0.472911476806953,Self-employed,9,Gold,New York,Late,Missed,On-time,Missed,Missed,Late
20,183152.0,823.0,0.709147026508068,0,Yes,28018.0,0.307427924408284,Unemployed,19,Business,New York,On-time,On-time,Late,Late,On-time,Late
39,81040.0,831.0,0.533824810019818,5,No,16034.0,0.409762496486116,Unemployed,17,Student,Chicago,Missed,On-time,On-time,Late,On-time,Missed
70,181319.0,486.0,0.550314216966463,2,No,2420.0,0.303830058752242,retired,19,Student,Los Angeles,Late,Missed,Late,Late,Late,Missed
19,199402.0,783.0,0.661907854401181,4,No,43942.0,0.339388759481057,Self-employed,8,Standard,Houston,Late,Late,On-time,On-time,On-time,Late
41,40351.0,690.0,0.238004568343521,2,Yes,2200.0,0.291856121905722,Unemployed,14,Platinum,Chicago,Missed,Missed,On-time,On-time,Late,Missed
61,154487.0,321.0,0.173699835723167,0,No,81757.0,0.309530135387393,Unemployed,3,Gold,New York,Late,On-time,On-time,On-time,Late,On-time
47,108468.0,538.0,0.81619085898064,2,Yes,0.0,0.317053186038799,retired,7,Gold,Phoenix,Late,Late,Late,On-time,Late,Late
55,41646.0,847.0,0.212566647851541,5,No,28018.0,0.23302681675116,retired,8,Standard,Los Angeles,On-time,Missed,Missed,Missed,Late,Late
19,193998.0,515.0,0.255552440584887,5,No,0.0,0.259893133307691,Employed,12,Gold,Phoenix,Late,Missed,On-time,Late,Missed,On-time
38,89740.0,789.0,0.295512924090846,0,No,89660.0,0.278324498351382,retired,8,Standard,Chicago,Missed,On-time,Missed,Missed,Missed,On-time
50,136790.0,525.0,0.915989184738104,3,No,43870.0,0.322971101680229,Employed,3,Business,New York,Missed,On-time,Late,Late,Missed,On-time
29,86726.0,588.0,0.598676660082304,2,No,0.0,0.296942098049653,Self-employed,16,Student,Houston,Late,Late,Missed,On-time,Late,On-time
39,88523.0,523.0,0.693081594887076,3,No,29561.0,0.41730325338257,Employed,15,Platinum,Phoenix,Late,On-time,On-time,On-time,Late,On-time
61,72458.0,374.0,0.539233509115745,3,No,60530.0,0.384711831897964,Employed,14,Student,Houston,On-time,Missed,Late,Missed,On-time,Missed
42,60106.0,385.0,0.379622557759753,1,No,46663.0,0.280367244397462,Unemployed,2,Student,New York,On-time,Late,Late,On-time,On-time,Missed
66,106362.0,806.0,0.626258256652033,0,Yes,11308.0,0.438178389745193,Unemployed,19,Business,Phoenix,Late,Late,Late,Late,Late,On-time
44,99076.0,440.0,0.188676805840639,4,No,99005.0,0.487302062357545,Employed,4,Gold,Houston,Missed,Late,Late,Missed,On-time,Missed
59,69693.0,316.0,0.280943309580701,5,Yes,60278.0,0.1,retired,4,Platinum,Houston,On-time,Missed,Late,Late,On-time,Late
45,137402.0,464.0,0.646595035852296,5,No,65119.0,0.393229008506627,Unemployed,19,Gold,Phoenix,Missed,Missed,Missed,On-time,On-time,On-time
33,53756.0,521.0,0.228548953834643,0,No,36029.0,0.23070158026685,Employed,14,Student,New York,Late,Missed,Missed,On-time,On-time,Missed
32,181319.0,467.0,0.462183706167625,6,No,62010.0,0.380074802132329,Employed,17,Standard,Houston,Missed,On-time,On-time,On-time,Missed,On-time
64,183152.0,823.0,0.471297531128917,6,No,87164.0,0.423823794064643,Employed,14,Student,Chicago,Late,On-time,Late,Missed,Missed,On-time
68,97750.0,352.0,0.394267599332567,6,No,91432.0,0.212300740548944,Employed,1,Gold,Phoenix,On-time,Late,Late,On-time,On-time,On-time
61,0.0,372.0,0.109776305030228,4,No,44454.0,0.114767290098423,Self-employed,12,Student,Los Angeles,Late,Missed,Late,On-time,Late,Late
72,81617.0,359.0,0.374214221762261,5,No,11564.0,0.383543408821586,retired,3,Standard,Los Angeles,Late,On-time,Late,On-time,Missed,Missed
69,0.0,792.0,0.335006324613502,0,Yes,11155.0,0.313540248248361,retired,9,Business,New York,On-time,Late,Late,Late,Missed,Missed
74,66991.0,601.0,0.532287972657539,5,No,31198.0,0.133156124609737,Employed,12,Gold,Chicago,On-time,Late,On-time,Missed,Missed,Late
20,106267.0,751.0,0.522098107739893,3,No,86447.0,0.552956450546282,Unemployed,9,Student,Houston,On-time,Missed,On-time,Late,On-time,Late
54,59238.0,401.0,0.575592291987374,2,Yes,0.0,0.362441941225655,Unemployed,8,Gold,Los Angeles,On-time,Late,Missed,Missed,Late,On-time
68,153311.0,326.0,0.36480274540512,2,No,5626.0,0.367010004012515,Employed,7,Business,New York,Missed,Missed,On-time,Late,Missed,Late
24,146800.0,637.0,0.604555590093178,5,No,2687.0,0.436581775256204,Employed,2,Student,Chicago,On-time,Late,On-time,Missed,On-time,On-time
38,97750.0,691.0,0.188798653445263,1,No,63375.0,0.241917604715349,retired,15,Student,Chicago,Late,On-time,On-time,On-time,Missed,Late
26,118033.0,469.0,0.135619053469529,4,No,92865.0,0.313045411208867,Employed,13,Gold,New York,Late,Missed,Missed,Late,On-time,Missed
56,169865.0,336.0,0.05,6,No,92183.0,0.168067808622023,Employed,8,Gold,New York,Missed,Late,On-time,Late,Late,On-time
35,109074.0,383.0,0.4001405520856,4,No,0.0,0.239205155271481,Employed,10,Standard,Houston,Late,Missed,Late,Late,Missed,On-time
21,185806.0,823.0,0.349340355132288,4,No,0.0,0.338566000046923,Employed,2,Business,New York,Missed,Missed,Late,On-time,On-time,Missed
42,194819.0,339.0,0.65786312237092,3,No,29427.0,0.133471533286754,Employed,4,Standard,Houston,Late,Missed,On-time,On-time,On-time,Missed
31,90353.0,711.0,0.370267482590226,4,No,69342.0,0.236371045432191,retired,9,Student,Houston,Late,On-time,On-time,On-time,Late,Late
67,198401.0,715.0,0.554675269588853,2,No,17401.0,0.207206604006227,retired,12,Gold,Phoenix,On-time,Late,Late,On-time,Late,Late
26,76629.0,673.0,0.662659315316615,3,No,35372.0,0.314209224562034,Employed,3,Student,Chicago,On-time,Late,Late,Late,Missed,On-time
43,107193.0,843.0,0.362736184870176,0,No,70793.0,0.357470126166534,Employed,12,Student,Chicago,Missed,Missed,Missed,Missed,Late,On-time
70,81040.0,401.0,0.559610442021435,4,No,63443.0,0.374215280437645,retired,11,Platinum,Chicago,Late,Missed,Missed,Missed,Late,Missed
19,0.0,538.0,0.700385509791039,4,No,37445.0,0.399881664477815,Employed,4,Platinum,Phoenix,On-time,Late,Missed,Late,Missed,On-time
37,140899.0,826.0,0.252367445038886,0,Yes,64950.0,0.437211684657237,Unemployed,9,Student,Houston,On-time,Missed,Late,Missed,Missed,On-time
45,184160.0,475.0,0.504970467648928,4,No,49893.0,0.36072454536834,Employed,8,Gold,Houston,Late,Missed,On-time,On-time,Missed,Missed
64,155507.0,801.0,0.363593123360137,0,No,81202.0,0.488733589889441,retired,19,Student,New York,Missed,Late,Late,On-time,Late,On-time
24,109074.0,739.0,0.265102023501372,3,No,54247.0,0.311950252126468,Self-employed,6,Platinum,Phoenix,Missed,Missed,Missed,Missed,On-time,Missed
61,43251.0,773.0,0.192709651901954,2,No,86488.0,0.282667884574945,Unemployed,1,Gold,New York,On-time,Missed,Late,On-time,On-time,Late
25,117634.0,815.0,0.261870285564259,0,No,95267.0,0.360730736336004,Employed,6,Student,Phoenix,Missed,On-time,Missed,Missed,Late,Missed
64,0.0,612.0,0.512005801150402,1,No,99005.0,0.278358882500741,retired,7,Business,New York,On-time,Late,On-time,Missed,On-time,On-time
52,172164.0,600.0,0.17783110888765,0,No,7468.0,0.485256472877504,Employed,6,Business,Los Angeles,Missed,Missed,On-time,Late,Late,Missed
31,0.0,796.0,0.389854595182272,4,No,85026.0,0.413098347313521,Employed,13,Student,Chicago,Missed,Late,Missed,Late,Late,Missed
34,81617.0,822.0,0.662638881370579,6,No,24917.0,0.375027814419951,Self-employed,18,Gold,Chicago,Late,Missed,On-time,On-time,On-time,Missed
53,196415.0,797.0,0.589802192683787,6,Yes,77348.0,0.313141934404135,Employed,4,Student,Houston,On-time,On-time,Missed,Missed,On-time,Late
67,159572.0,371.0,0.393898475412368,3,No,16310.0,0.259252282858513,Unemployed,17,Student,Los Angeles,Missed,On-time,On-time,Missed,On-time,On-time
57,136465.0,567.0,0.837938082671744,5,No,95303.0,0.370132500456776,Employed,19,Platinum,Chicago,Late,Late,Missed,On-time,On-time,Missed
21,36447.0,448.0,0.878607282782332,3,No,13355.0,0.187290254815304,Self-employed,11,Business,Houston,On-time,On-time,Missed,Late,On-time,Missed
19,159188.0,835.0,0.505224486307945,5,No,96507.0,0.453436353344102,Employed,16,Platinum,Los Angeles,On-time,On-time,On-time,Missed,On-time,On-time
23,181267.0,542.0,0.05,6,No,24851.0,0.282236329461462,retired,12,Platinum,Chicago,Missed,Missed,Late,Missed,Late,On-time
71,0.0,611.0,0.677289639403251,6,No,23908.0,0.330510673324072,Employed,1,Student,New York,Late,Missed,Late,On-time,Missed,Missed
59,59425.0,577.0,0.05,0,No,65548.0,0.209039892380671,Unemployed,12,Platinum,Phoenix,Missed,On-time,On-time,On-time,On-time,On-time
21,97844.0,728.0,0.795229222144013,2,No,82909.0,0.372298626311922,Employed,6,Business,Los Angeles,On-time,Missed,On-time,Late,On-time,Late
71,115235.0,427.0,0.716716980148459,1,No,31454.0,0.254625838716167,Employed,9,Platinum,Houston,Missed,On-time,Late,On-time,On-time,Late
46,189358.0,824.0,0.854842500827604,3,No,4617.0,0.364922879030509,retired,5,Business,Los Angeles,Missed,Late,Late,On-time,Late,On-time
35,88847.0,686.0,0.552053111673545,4,No,92329.0,0.375739346897738,retired,2,Platinum,Houston,Late,Late,Missed,On-time,Late,Late
43,172504.0,835.0,0.427722846563632,5,No,28298.0,0.235236788641145,Unemployed,2,Business,Los Angeles,On-time,Missed,Late,Late,Missed,Missed
61,115235.0,820.0,0.409979773261955,4,No,10942.0,0.1876470879086,retired,17,Platinum,Houston,Late,Late,Missed,Late,Late,Late
51,186230.0,336.0,0.39074796579382,2,No,51440.0,0.453189991654454,Employed,10,Platinum,Chicago,On-time,Missed,Late,On-time,Late,On-time
27,80215.0,572.0,0.69621373073494,5,No,12707.0,0.280770096597091,Employed,19,Gold,New York,Missed,Missed,On-time,Late,Missed,On-time
53,141131.0,601.0,0.642454297901175,3,Yes,92865.0,0.322484881604563,Unemployed,4,Business,Chicago,On-time,Missed,On-time,Late,On-time,Missed
31,188416.0,680.0,0.524045126686842,0,No,35598.0,0.348546452464674,retired,18,Business,New York,On-time,Late,On-time,Late,Missed,On-time
48,129585.0,458.0,0.355563738414605,4,No,51431.0,0.174629987010177,retired,18,Business,Chicago,On-time,Late,Missed,Late,Missed,On-time
65,127856.0,361.0,1.02584252626005,2,No,2200.0,0.346266613681988,Employed,14,Standard,Chicago,On-time,Late,On-time,Missed,Missed,On-time
32,90353.0,664.0,0.682474922792573,3,No,20525.0,0.309912653615463,Employed,15,Platinum,Los Angeles,On-time,Late,Late,On-time,On-time,Late
25,18709.0,444.0,0.180457616045318,6,No,44437.0,0.23564693022956,Employed,8,Business,Phoenix,Missed,Late,Late,On-time,On-time,Late
31,90353.0,372.0,0.396748796812574,6,No,59192.0,0.184346401516227,retired,3,Standard,Houston,Late,Late,Missed,On-time,Missed,On-time
40,0.0,439.0,0.686355219481741,3,No,17401.0,0.360588554795727,Employed,14,Gold,Houston,On-time,Late,Missed,On-time,On-time,Late
74,35056.0,648.0,0.340092215753463,3,No,67236.0,0.412771200819487,Unemployed,11,Business,Houston,Missed,Late,Missed,Missed,Missed,On-time
57,90353.0,306.0,0.570309591765177,3,No,11251.0,0.31785905173928,retired,2,Business,New York,On-time,Late,Missed,Late,Missed,Missed
38,121357.0,742.0,0.690159260067229,5,No,8110.0,0.156553465815031,Self-employed,13,Standard,Houston,On-time,On-time,Missed,Missed,On-time,On-time
33,152326.0,383.0,0.05,3,No,10778.0,0.194266718282526,Unemployed,16,Platinum,Houston,Missed,Late,On-time,On-time,Missed,On-time
62,189197.0,639.0,0.478392460042149,4,Yes,50183.0,0.256787629067594,Employed,18,Gold,Los Angeles,Missed,Late,On-time,Missed,On-time,Late
35,54298.0,495.0,0.486241830713024,2,No,13355.0,0.456461974116075,retired,5,Business,Chicago,Late,Missed,Missed,Late,Late,Late
64,106007.0,820.0,0.417585508863242,5,No,11061.0,0.275324933790112,Employed,3,Platinum,Houston,On-time,Late,Missed,Late,Late,Missed
70,155734.0,563.0,0.560339026989208,3,No,79354.0,0.25314310772018,Self-employed,6,Gold,Phoenix,Late,Missed,Missed,Missed,Missed,On-time
41,163216.0,429.0,0.631503921499174,1,Yes,0.0,0.132651520032388,retired,18,Student,Houston,Late,Missed,Late,Late,Missed,On-time
43,107658.0,679.0,0.528410188864921,1,No,60628.0,0.234331520988988,Employed,16,Student,New York,Late,On-time,Late,Late,Missed,Missed
42,178165.0,383.0,0.425234521190113,2,No,0.0,0.176706364600916,Self-employed,15,Gold,New York,Missed,On-time,Missed,On-time,On-time,Late
62,99076.0,340.0,0.626524259956853,6,No,30443.0,0.199682016907719,retired,14,Standard,New York,Late,Late,Late,Missed,Missed,Missed
58,117023.0,339.0,0.509810681854871,0,No,42556.0,0.311995068015874,Employed,7,Gold,Houston,On-time,On-time,Late,Late,Late,On-time
46,127816.0,820.0,0.453859917360904,0,No,94000.0,0.259883579438882,Self-employed,18,Gold,Los Angeles,Missed,Missed,Late,On-time,On-time,Missed
32,19748.0,354.0,0.237544122932216,6,No,29584.0,0.469949445267134,Employed,7,Standard,Phoenix,Missed,Late,On-time,Late,Missed,Late
62,170026.0,523.0,0.187469042946784,5,No,64950.0,0.407800337270747,Employed,17,Standard,Houston,Missed,Missed,On-time,Late,On-time,On-time
18,43732.0,474.0,0.233754041457185,5,No,76774.0,0.239111606218966,Self-employed,15,Platinum,Los Angeles,Missed,Missed,On-time,Late,Late,Late
42,16015.0,332.0,0.555665812244043,5,No,8828.0,0.208318215825948,Self-employed,19,Platinum,Los Angeles,Late,Missed,Late,Late,Late,On-time
24,153311.0,475.0,0.484184250478729,0,Yes,692.0,0.438264193566419,Employed,18,Standard,Houston,Missed,Late,Late,Late,Missed,On-time
26,0.0,725.0,0.203943180358507,1,No,77743.0,0.466004248948348,Employed,9,Student,Houston,On-time,Late,Late,Late,On-time,On-time
41,138961.0,826.0,0.629183565158762,0,No,32588.0,0.1,Self-employed,16,Student,Los Angeles,On-time,On-time,Missed,Late,Missed,Late
18,121884.0,0.0,0.774861902635819,4,No,0.0,0.30928576239717,retired,12,Gold,Los Angeles,On-time,Late,Late,Late,Missed,Late
61,19835.0,629.0,0.380301276656732,3,Yes,55980.0,0.274812169210327,Unemployed,12,Business,Los Angeles,Late,Late,Missed,Missed,Missed,Missed
25,84724.0,655.0,0.151803628526325,5,No,22510.0,0.364912014005993,Employed,6,Gold,Houston,Late,Late,On-time,Late,On-time,Late
41,125448.0,644.0,0.358174723019617,1,Yes,82909.0,0.49426681241615,Employed,9,Gold,Los Angeles,On-time,Late,On-time,Missed,Late,Missed
28,134156.0,584.0,0.670892125358938,2,No,30509.0,0.25159429806722,Employed,1,Business,New York,Late,Missed,Late,Late,On-time,Missed
68,190333.0,526.0,0.609705971706954,2,No,0.0,0.1,Employed,3,Standard,Houston,Missed,On-time,Missed,On-time,On-time,Missed
34,125226.0,354.0,0.315513462797704,3,No,35598.0,0.357900770014926,Employed,5,Student,New York,Late,On-time,On-time,Late,Missed,On-time
25,80953.0,623.0,0.804234427552948,1,Yes,71588.0,0.43899640686042,Employed,17,Gold,Chicago,On-time,On-time,Missed,Missed,On-time,Missed
52,129692.0,522.0,0.769656013185279,0,No,36955.0,0.269624021848022,Self-employed,5,Business,Houston,Late,On-time,On-time,Late,On-time,Late
52,199402.0,427.0,0.353398787344671,0,Yes,0.0,0.229496251986033,Employed,16,Platinum,Chicago,On-time,On-time,Late,On-time,Missed,Missed
50,90880.0,800.0,0.351341999407006,4,Yes,89537.0,0.25627405946223,Employed,13,Gold,Los Angeles,On-time,On-time,Missed,Late,On-time,Late
22,118081.0,623.0,0.381434412524102,4,No,16034.0,0.385020536713123,Employed,10,Student,Los Angeles,Late,On-time,Late,Missed,Late,On-time
59,115497.0,693.0,0.39853344492229,0,No,89537.0,0.254553905871501,Unemployed,18,Standard,Phoenix,On-time,Late,Late,Missed,Missed,Late
56,199402.0,777.0,0.690107601585688,2,Yes,96507.0,0.332876030034284,retired,1,Gold,Los Angeles,Late,Missed,On-time,Missed,Missed,Missed
58,166836.0,781.0,0.585065812095318,5,No,76445.0,0.302780291573994,Self-employed,2,Gold,Chicago,On-time,On-time,Missed,Missed,Late,Missed
45,187627.0,766.0,0.675415753870117,2,No,20052.0,0.292462038757723,Employed,10,Business,Los Angeles,On-time,On-time,On-time,On-time,Missed,Late
24,73141.0,717.0,0.63471302863734,4,No,36913.0,0.370129232675223,Employed,5,Platinum,Houston,Late,Late,Missed,Late,Missed,On-time
26,180983.0,427.0,0.842905413638746,3,No,77209.0,0.25214201001358,retired,13,Platinum,Los Angeles,Missed,Late,Missed,Late,Missed,Late
25,168772.0,388.0,0.288122891238171,0,Yes,94363.0,0.256941343981772,Self-employed,18,Standard,Phoenix,Missed,On-time,On-time,Missed,Missed,Missed
29,16252.0,441.0,0.576071706076783,4,No,96056.0,0.379760284999975,Employed,15,Student,Los Angeles,Late,On-time,Late,On-time,Missed,Late
51,118333.0,346.0,0.0652357487530604,4,No,20081.0,0.201307467583134,Employed,6,Standard,Chicago,On-time,On-time,Missed,Missed,Missed,Late
50,192247.0,387.0,0.236608885180628,5,No,28730.0,0.211977980917767,Unemployed,7,Gold,Chicago,Missed,Missed,On-time,Missed,On-time,On-time
65,199294.0,505.0,0.48502932281303,0,No,85107.0,0.17396857086564,Employed,18,Gold,Los Angeles,Late,Late,Missed,Missed,On-time,On-time
72,138961.0,402.0,0.583641322550907,5,Yes,42556.0,0.384901091327655,Unemployed,19,Platinum,Chicago,Missed,On-time,On-time,Late,Late,On-time
40,129548.0,794.0,0.479636851594086,0,No,16693.0,0.289476303191873,Employed,15,Student,Chicago,On-time,On-time,On-time,Late,Late,On-time
41,58088.0,567.0,0.386561516237464,5,No,10951.0,0.168638485392093,Self-employed,6,Business,Phoenix,On-time,Late,Missed,On-time,Missed,On-time
54,30485.0,617.0,0.422116424501392,2,No,76861.0,0.385380856230906,Employed,8,Student,Houston,Late,On-time,Missed,Late,Missed,Late
52,178165.0,823.0,0.77388819528482,3,No,19977.0,0.244445783842456,Unemployed,12,Gold,Phoenix,On-time,Late,On-time,Missed,On-time,Late
61,77292.0,414.0,0.423193564423971,3,Yes,60348.0,0.212832192116311,Unemployed,0,Business,New York,On-time,Late,Missed,On-time,On-time,On-time
57,0.0,694.0,0.849848324408705,0,No,3494.0,0.280432144112304,Unemployed,7,Student,Phoenix,On-time,Missed,On-time,Missed,Late,On-time
39,41790.0,681.0,0.658803414708226,1,No,17913.0,0.447872360946789,retired,3,Student,Los Angeles,Missed,Late,On-time,Late,Late,Missed
44,31364.0,757.0,0.591507469229646,6,No,10942.0,0.260503780350342,Employed,2,Business,Houston,Late,On-time,Late,Missed,Late,On-time
52,129692.0,826.0,0.2612806179358,4,Yes,5539.0,0.357533886411558,Self-employed,2,Gold,Los Angeles,Missed,Late,Missed,Late,Late,Late
18,15404.0,588.0,0.687047632279925,4,No,91432.0,0.372708002045095,Employed,12,Student,New York,On-time,On-time,On-time,Late,On-time,On-time
52,32955.0,302.0,0.4012458844503,0,No,19796.0,0.34432732980064,Employed,7,Business,Houston,Late,On-time,On-time,Late,On-time,Late
54,53513.0,328.0,0.26111204839886,5,No,95276.0,0.427107164967426,Employed,6,Gold,Chicago,On-time,Late,Late,Missed,Late,Missed
64,189197.0,524.0,0.602568722615875,1,Yes,6118.0,0.229288399536772,Unemployed,0,Business,Phoenix,On-time,Missed,On-time,Late,On-time,Late
31,97986.0,326.0,0.222410787886692,2,No,34897.0,0.195666515694966,Unemployed,15,Business,Los Angeles,On-time,Late,Missed,On-time,Missed,Missed
20,0.0,718.0,0.347551707574083,5,No,39006.0,0.1937033343975,Unemployed,5,Student,New York,On-time,Missed,Missed,Late,Late,Missed
18,116570.0,823.0,0.497976817706217,5,No,36342.0,0.28555315847002,Employed,6,Gold,Chicago,Missed,Missed,Missed,Late,Late,Late
22,119185.0,711.0,0.943684284822945,0,No,44454.0,0.205295334215947,Employed,11,Student,Phoenix,Late,Missed,On-time,Late,Missed,Missed
43,136465.0,823.0,0.362616848841502,0,No,92381.0,0.314754091186532,Employed,8,Standard,Chicago,On-time,Late,Late,Late,Late,Missed
72,21801.0,805.0,0.408356696139884,4,Yes,95267.0,0.307698841972489,retired,10,Standard,Phoenix,On-time,On-time,Late,Late,Missed,Missed
31,15404.0,316.0,0.646469010884329,0,No,71791.0,0.401857330318604,Self-employed,9,Gold,Houston,Late,On-time,On-time,On-time,Missed,On-time
56,54081.0,566.0,0.25234086232479,0,No,43927.0,0.329114430823604,Employed,0,Business,Chicago,On-time,Late,Missed,On-time,Late,On-time
44,74494.0,319.0,0.588561276204183,0,No,48397.0,0.258384814413855,Employed,17,Student,Chicago,On-time,Late,Missed,On-time,On-time,Late
26,89740.0,385.0,0.741185361523317,4,No,96485.0,0.341084920443268,retired,3,Student,Chicago,Late,Missed,Missed,Late,On-time,Late
32,116570.0,402.0,0.438581023057779,2,No,26000.0,0.196980598010205,retired,4,Gold,Houston,Missed,Missed,On-time,Late,Late,Late
32,117795.0,670.0,0.705230856279373,2,Yes,14417.0,0.296185931197568,retired,8,Gold,New York,Missed,Missed,On-time,Missed,On-time,On-time
43,97844.0,391.0,0.558289984642361,6,No,0.0,0.331940123359558,Unemployed,16,Standard,Phoenix,Missed,Late,Late,Missed,Missed,Late
59,100999.0,457.0,0.353863607239243,6,No,50989.0,0.312931759815012,Self-employed,2,Platinum,Chicago,Missed,Missed,Late,On-time,Late,Missed
30,21970.0,328.0,0.460439062820698,0,No,85107.0,0.341506509493598,Employed,15,Gold,Houston,On-time,On-time,Missed,Missed,Late,On-time
68,185883.0,604.0,0.424048532003951,6,No,13761.0,0.23559539842872,Employed,4,Platinum,New York,On-time,Late,Missed,Missed,On-time,Late
49,53513.0,339.0,0.482472348436704,4,No,26549.0,0.415203140280951,retired,15,Gold,Phoenix,On-time,Late,Missed,On-time,Missed,Late
56,150230.0,766.0,0.530543579843965,2,No,5539.0,0.48221689493957,Employed,2,Business,Houston,On-time,Missed,On-time,On-time,Late,On-time
66,38959.0,310.0,0.617639986994371,5,Yes,67460.0,0.13973238551414,Self-employed,19,Business,Phoenix,Missed,Late,Late,Missed,Late,On-time
69,172504.0,677.0,0.601733649917427,2,No,98999.0,0.178440200404575,Self-employed,14,Standard,Chicago,Missed,On-time,On-time,Missed,On-time,Late
49,101188.0,818.0,0.05,2,No,74403.0,0.304308300802438,Employed,2,Standard,New York,On-time,On-time,Missed,On-time,On-time,Late
21,47217.0,383.0,0.480538362245594,4,Yes,31316.0,0.274344901944712,Employed,19,Platinum,Houston,On-time,Late,On-time,Missed,Missed,Missed
47,72458.0,407.0,0.198115617318647,6,No,37445.0,0.489641240577278,Employed,13,Gold,New York,Late,Missed,Missed,Late,Late,Late
54,76476.0,788.0,0.444854549506534,5,No,69963.0,0.321978432342446,Self-employed,15,Student,Chicago,On-time,Missed,Late,Missed,Missed,Late
40,159356.0,339.0,0.475242082437816,4,No,68636.0,0.439254525372595,Self-employed,16,Standard,New York,Late,On-time,Missed,On-time,Missed,Late
56,165580.0,447.0,0.695229671616941,0,No,0.0,0.1,Self-employed,19,Student,New York,Late,Late,Late,Late,On-time,On-time
62,108610.0,446.0,0.49397690657998,3,No,11061.0,0.381416948333235,Employed,17,Student,Los Angeles,Late,Late,Missed,Late,On-time,Missed
32,182280.0,467.0,0.551843603668652,2,No,74433.0,0.228448318074167,retired,17,Gold,New York,Late,Late,On-time,Late,Missed,Missed
60,127816.0,638.0,0.658611276131485,3,No,50183.0,0.226845743038034,retired,13,Platinum,Phoenix,On-time,Missed,Late,Missed,On-time,Late
46,149415.0,605.0,0.74555045196386,4,No,30549.0,0.275164197358787,Employed,17,Gold,Houston,Late,Late,On-time,Missed,Missed,On-time
53,120616.0,469.0,0.475397215328617,4,No,69666.0,0.15754163602689,retired,14,Standard,Los Angeles,Late,Missed,Late,Missed,On-time,Missed
30,199943.0,429.0,0.518835888336081,4,No,10951.0,0.344278552532185,Unemployed,14,Student,Houston,Late,Late,Late,Missed,Late,Missed
49,178551.0,811.0,0.50200466044845,3,No,47721.0,0.319071496671679,Employed,5,Gold,Houston,On-time,Late,On-time,Missed,Late,Late
24,68932.0,792.0,0.391480207113784,4,No,84521.0,0.326619224818727,Self-employed,14,Gold,Chicago,On-time,On-time,Missed,Late,Late,On-time
68,23702.0,401.0,0.346176955311522,0,No,31198.0,0.38870310221329,retired,17,Gold,Chicago,Late,Late,Missed,On-time,On-time,On-time
39,0.0,826.0,0.05,4,Yes,7796.0,0.451478204619415,Employed,3,Standard,Los Angeles,Missed,On-time,Late,On-time,On-time,Late
45,67528.0,526.0,0.284667813095134,1,No,64950.0,0.263628895091245,retired,7,Platinum,Chicago,On-time,On-time,On-time,Late,Missed,Late
19,162851.0,523.0,0.144273833358039,6,No,44437.0,0.347735063973647,Employed,14,Gold,Chicago,Missed,On-time,On-time,Late,On-time,Late
59,183513.0,800.0,0.75103969689065,3,Yes,49016.0,0.329298820833497,Self-employed,2,Standard,Chicago,Missed,On-time,Late,Late,Late,On-time
62,42192.0,301.0,0.537683201659485,1,No,0.0,0.337761450632894,Employed,14,Student,Houston,Missed,Missed,Late,Missed,On-time,Late
74,32019.0,475.0,0.474812205410633,4,No,22835.0,0.339259766446598,Self-employed,12,Business,Los Angeles,On-time,On-time,On-time,On-time,Missed,Missed
70,67638.0,612.0,0.356502962783783,0,No,34897.0,0.459050334456483,Employed,8,Standard,Houston,Missed,Late,Missed,Missed,Missed,Missed
23,198401.0,820.0,0.505955852646924,2,Yes,42556.0,0.25403231315107,Employed,1,Business,Phoenix,Missed,Missed,Missed,Late,On-time,Late
45,153429.0,836.0,0.330404024468933,5,No,0.0,0.147426409679631,retired,7,Gold,Houston,Late,On-time,Missed,Late,Late,Missed
45,141020.0,670.0,0.53480371132412,6,No,39259.0,0.230212623138411,retired,19,Gold,Phoenix,On-time,Late,On-time,Missed,Late,Missed
61,59238.0,847.0,0.54914679658427,5,Yes,22835.0,0.37572669335354,Unemployed,16,Standard,New York,On-time,Missed,Missed,On-time,On-time,On-time
61,88847.0,751.0,0.327723259528651,4,No,72809.0,0.302332950864717,Employed,12,Business,New York,Missed,Late,Late,On-time,Missed,Missed
37,69098.0,648.0,0.323907607035518,6,No,85014.0,0.2532400659505,retired,0,Gold,Phoenix,Late,Late,Missed,On-time,On-time,Late
47,62295.0,383.0,0.692439870919023,6,No,49016.0,0.192350273159035,Employed,1,Student,Phoenix,On-time,Late,Late,Late,Missed,On-time
28,164143.0,310.0,0.489428009141739,0,No,95376.0,0.322128612173053,Employed,14,Platinum,Houston,Missed,Missed,Missed,Missed,On-time,Missed
72,143778.0,352.0,0.343795914147021,6,No,10778.0,0.36445062752738,Employed,11,Platinum,Phoenix,Missed,On-time,Late,Late,Missed,Late
45,154487.0,725.0,0.425898739662096,3,No,95930.0,0.330587205509602,Employed,13,Gold,Los Angeles,Missed,Late,Late,Missed,Missed,Missed
42,107658.0,836.0,0.297881182658678,1,No,27697.0,0.274666966884505,Unemployed,1,Business,New York,Late,Missed,On-time,Late,Late,On-time
56,166456.0,522.0,0.486563283867616,1,Yes,33772.0,0.314664128429746,retired,17,Gold,New York,On-time,On-time,Missed,Late,Missed,On-time
50,36447.0,610.0,0.666325661532893,1,No,42637.0,0.314084296655741,Employed,6,Business,Phoenix,On-time,Missed,Missed,Late,Late,Late
18,165159.0,679.0,0.494465866481147,3,No,3081.0,0.318969693121766,Self-employed,5,Student,Chicago,Missed,Missed,On-time,On-time,Late,On-time
74,0.0,709.0,0.972726688735077,5,No,0.0,0.181569504898087,Employed,13,Business,Chicago,On-time,On-time,Missed,Missed,Missed,On-time
44,40934.0,566.0,0.5842719136098,0,No,8828.0,0.319732635061487,Employed,7,Gold,Phoenix,On-time,On-time,On-time,Missed,Missed,Missed
74,58088.0,701.0,0.545990889568442,6,No,1217.0,0.25594035315338,Employed,1,Student,Los Angeles,Late,On-time,Missed,Missed,On-time,On-time
69,149415.0,618.0,0.318339573806838,3,No,83604.0,0.404061860600975,retired,16,Standard,Chicago,Late,Late,Missed,On-time,On-time,Missed
30,84836.0,776.0,0.452293310631466,1,No,82909.0,0.313291864175027,Self-employed,4,Platinum,Phoenix,Late,On-time,Late,On-time,Missed,On-time
58,97986.0,792.0,0.344197231393261,4,No,13761.0,0.383547922182289,Unemployed,13,Gold,Los Angeles,Missed,Late,On-time,On-time,Late,Missed
20,166836.0,600.0,0.0668709543191752,2,No,47695.0,0.269821861295024,Unemployed,19,Gold,Los Angeles,On-time,Missed,Late,On-time,On-time,On-time
56,191517.0,781.0,0.694852444425761,6,No,11564.0,0.273428616238854,Self-employed,2,Gold,Houston,Late,On-time,On-time,On-time,Late,Missed
23,38289.0,682.0,0.397709888889953,3,No,43870.0,0.449425124625633,Employed,4,Student,Los Angeles,On-time,Missed,On-time,Missed,Missed,Missed
25,115497.0,617.0,0.347919985133338,3,No,92149.0,0.34363351884155,retired,15,Standard,Chicago,On-time,Late,Late,On-time,Missed,Missed
44,72108.0,339.0,0.542114006791693,0,No,23748.0,0.228548546759426,Employed,17,Business,Chicago,On-time,On-time,Late,Missed,On-time,Missed
26,54298.0,836.0,0.602499910444303,0,No,15424.0,0.389697443862047,Self-employed,16,Standard,Phoenix,On-time,Missed,Late,Missed,Missed,Missed
54,187312.0,825.0,0.435845033418744,3,No,21613.0,0.246669526657212,Employed,10,Student,Phoenix,Late,Missed,On-time,Late,Missed,Late
50,146456.0,768.0,0.499479666478196,1,Yes,41743.0,0.322569813781152,Employed,16,Gold,Los Angeles,Late,Late,Missed,Missed,On-time,Late
68,52131.0,565.0,0.64923748146288,2,No,24851.0,0.48366746308594,Unemployed,15,Platinum,New York,Missed,On-time,Late,On-time,Late,Late
59,88963.0,572.0,0.42796128107801,6,No,41958.0,0.156871761236194,Self-employed,1,Gold,Houston,On-time,Missed,On-time,Late,Missed,On-time
61,0.0,535.0,0.560466748352666,0,No,98062.0,0.282421807823346,Unemployed,3,Business,New York,Late,On-time,On-time,Late,Late,Missed
41,180983.0,776.0,0.168151076322169,6,No,14756.0,0.340827164090203,Employed,6,Platinum,Los Angeles,Missed,On-time,On-time,Late,Late,Late
32,20569.0,823.0,0.25173620031445,1,No,11061.0,0.376469833466467,Unemployed,1,Gold,Los Angeles,Late,Late,Missed,Missed,On-time,Missed
71,150683.0,820.0,0.62110795561608,6,No,11308.0,0.175876609263912,Self-employed,5,Platinum,New York,Missed,Missed,Missed,On-time,Missed,Late
49,0.0,753.0,0.24128827216654,4,No,62010.0,0.146420973142498,Employed,16,Standard,Houston,Late,Late,On-time,Late,Missed,Missed
49,191615.0,659.0,0.546827509422659,0,Yes,73327.0,0.409074935199042,Employed,6,Student,New York,Missed,Missed,On-time,Late,Missed,On-time
41,165580.0,629.0,0.470600243560585,1,No,96167.0,0.227958514319616,Self-employed,4,Gold,Phoenix,Late,On-time,Missed,Late,Late,On-time
58,70284.0,696.0,0.427106547495954,1,Yes,2882.0,0.223771749200268,Employed,4,Business,Chicago,On-time,On-time,Late,Late,On-time,Late
69,127816.0,781.0,0.334307446206454,2,No,32588.0,0.455024967277216,retired,19,Standard,Phoenix,Late,On-time,Late,Late,Missed,Missed
66,85390.0,617.0,0.681868003621075,2,No,11061.0,0.306970231473182,Self-employed,15,Gold,Chicago,Late,On-time,On-time,Missed,Missed,Missed
66,74101.0,561.0,0.845978230903967,4,No,42715.0,0.307623822768157,Employed,18,Standard,Los Angeles,Missed,Late,Missed,Missed,Missed,Missed
69,127816.0,345.0,0.560038432520038,1,No,2926.0,0.282020055484846,retired,8,Business,Houston,Late,Late,On-time,Missed,Late,Missed
29,178273.0,363.0,0.564498143134563,5,No,98999.0,0.177601793325683,Self-employed,4,Gold,New York,On-time,Missed,Missed,On-time,Missed,Missed
56,61540.0,731.0,0.363533874028501,1,Yes,75777.0,0.367569694939438,Employed,7,Business,Houston,On-time,Missed,On-time,Missed,On-time,On-time
19,170576.0,729.0,0.260780553635124,2,No,29561.0,0.340945052192562,Employed,8,Platinum,New York,On-time,Late,On-time,Missed,Missed,Late
20,191615.0,332.0,0.492052219038765,5,No,44439.0,0.316869132533943,Employed,4,Business,Phoenix,On-time,On-time,Missed,On-time,Late,On-time
66,138961.0,563.0,0.305250070408384,0,No,33772.0,0.288367696072374,Unemployed,9,Platinum,Phoenix,On-time,Late,Missed,Late,Missed,Missed
54,114657.0,522.0,0.145477974336835,0,No,31481.0,0.270768035066171,retired,1,Gold,New York,Late,Missed,Late,On-time,Missed,Late
66,76813.0,749.0,0.660689162473116,6,No,29584.0,0.391248338954741,Employed,8,Platinum,Houston,On-time,On-time,Late,Late,On-time,Late
73,48307.0,319.0,0.670433357650366,3,No,0.0,0.28587069367939,Employed,10,Gold,New York,Late,On-time,Late,Late,Missed,Late
34,193677.0,380.0,0.328232245409381,2,No,83604.0,0.293593896146611,Unemployed,3,Gold,Los Angeles,Late,On-time,Missed,On-time,Missed,Missed
66,186334.0,521.0,0.548792864255848,3,No,20052.0,0.352989315488377,Employed,1,Student,Phoenix,Missed,Late,Missed,Missed,On-time,Late
19,74163.0,623.0,0.700390453558353,5,No,15424.0,0.320796093068038,Employed,5,Gold,Los Angeles,Missed,Late,Missed,Late,Late,On-time
19,102235.0,412.0,0.541005337412375,2,Yes,26649.0,0.464227605754043,Self-employed,13,Platinum,Phoenix,On-time,Late,On-time,On-time,On-time,Late
45,27763.0,655.0,0.261369070780253,4,No,52425.0,0.123863322252669,Employed,0,Student,Phoenix,On-time,On-time,Late,Late,Missed,Late
71,39285.0,818.0,0.45342131735258,1,No,99620.0,0.329990743836726,retired,17,Student,Chicago,Missed,On-time,Missed,Missed,On-time,On-time
40,66991.0,337.0,0.765361884008398,4,No,23431.0,0.229439421952783,Employed,6,Gold,Los Angeles,Missed,Missed,On-time,Late,Late,Missed
54,185883.0,663.0,0.549405328721022,5,Yes,95074.0,0.205791346524507,Employed,0,Business,Los Angeles,Missed,On-time,Missed,Late,On-time,Late
49,119185.0,635.0,0.607826420636561,2,No,31674.0,0.254293579395565,Self-employed,0,Business,Chicago,Missed,Missed,Late,Missed,Late,On-time
50,98042.0,847.0,0.568325843873822,5,Yes,90739.0,0.305467940848176,Employed,0,Student,Houston,On-time,Missed,Late,Missed,Missed,On-time
18,116042.0,544.0,0.328897728404349,1,No,30509.0,0.30990690759234,Unemployed,3,Gold,Los Angeles,Missed,Late,On-time,On-time,Missed,Missed
36,95219.0,535.0,0.375830956143471,0,No,41594.0,0.14826937843215,Self-employed,3,Business,New York,On-time,Missed,Missed,On-time,On-time,Late
19,155734.0,524.0,0.567773031410348,0,No,3142.0,0.245891617032218,Unemployed,17,Gold,Chicago,On-time,On-time,On-time,On-time,Late,Missed
70,116042.0,608.0,0.663374356004081,5,Yes,63443.0,0.328122155147645,Self-employed,10,Gold,Los Angeles,Late,On-time,Missed,Late,Missed,On-time
61,109456.0,354.0,0.719980990183576,3,No,8526.0,0.212306954921634,Employed,0,Student,Houston,Late,Missed,On-time,Missed,On-time,Missed
43,70284.0,405.0,0.328378891046361,2,No,10778.0,0.188521609528348,Unemployed,9,Student,Los Angeles,Late,Missed,Missed,On-time,Missed,On-time
49,61540.0,777.0,0.586624106935438,2,No,15171.0,0.1,Unemployed,8,Standard,Phoenix,On-time,Missed,Late,On-time,On-time,Late
23,93752.0,350.0,0.737408822343795,0,No,11942.0,0.233680655162464,Unemployed,3,Business,New York,On-time,Missed,On-time,Late,Missed,Late
49,42350.0,341.0,0.302583645942395,6,No,83022.0,0.185037080104918,Self-employed,5,Business,Chicago,Late,Missed,Missed,Late,Missed,Missed
72,97750.0,414.0,0.797349427159954,4,No,72332.0,0.201606711688994,Employed,15,Business,Phoenix,Late,Missed,Late,Missed,On-time,Missed
21,142016.0,445.0,0.827788165468837,6,Yes,65548.0,0.272817969672034,Employed,1,Platinum,Houston,Late,On-time,Missed,Late,Late,On-time
72,16062.0,584.0,1.02501726792433,1,No,92285.0,0.24001711234571,Unemployed,17,Gold,Phoenix,Missed,Late,Missed,Missed,On-time,Late
28,75692.0,534.0,0.546186688165998,4,No,48397.0,0.183376210614069,retired,9,Student,Phoenix,Missed,Missed,Late,Late,Missed,Late
73,158087.0,669.0,0.547284935252489,4,No,68998.0,0.1,Employed,16,Business,Houston,Late,Late,Missed,On-time,Missed,Late
34,53765.0,736.0,0.665398877823463,5,No,52413.0,0.330231130514764,retired,12,Standard,Phoenix,Missed,Missed,On-time,On-time,Missed,Late
55,198062.0,766.0,0.659560534609883,0,No,50989.0,0.375282721380847,Employed,17,Business,Chicago,Missed,Missed,On-time,Missed,Late,Late
41,38049.0,648.0,0.725273372199121,6,No,44016.0,0.260325502100562,Employed,12,Gold,Los Angeles,Late,Missed,Late,On-time,Missed,Missed
22,166222.0,762.0,0.65680663609302,6,No,29416.0,0.273422430354572,Unemployed,16,Gold,Phoenix,Late,Missed,Missed,Late,Late,Late
69,0.0,423.0,0.478787618192392,0,Yes,0.0,0.300281051568612,Unemployed,4,Student,Chicago,Missed,Late,Missed,Late,Missed,Missed
51,193031.0,670.0,0.7443994241947,6,Yes,80150.0,0.457878357661225,Self-employed,10,Platinum,Los Angeles,On-time,On-time,Missed,Missed,Late,Missed
23,189358.0,823.0,0.285749170061454,0,No,2687.0,0.143229220617422,Employed,6,Student,Los Angeles,Late,On-time,On-time,Late,Late,Late
39,101188.0,694.0,0.501170467345075,5,Yes,23685.0,0.258551027412743,Employed,9,Business,Phoenix,Late,Late,On-time,Late,On-time,Missed
28,0.0,421.0,0.812747123209959,3,No,77719.0,0.127802703586728,Unemployed,16,Standard,Chicago,On-time,Missed,Missed,Late,Missed,On-time
65,54749.0,407.0,0.249950700375936,4,No,44439.0,0.336231845873555,Employed,14,Student,Phoenix,Missed,Missed,On-time,On-time,On-time,Late
33,0.0,418.0,0.364504868600567,5,No,37905.0,0.285604160621198,Unemployed,17,Platinum,Houston,Missed,On-time,Late,Missed,Missed,On-time
50,65990.0,622.0,0.634349458215458,2,No,99005.0,0.320299211293607,Employed,18,Student,Los Angeles,Missed,Missed,Missed,Missed,Late,Missed
26,42350.0,825.0,0.57878239464723,1,No,46813.0,0.315312256259107,Employed,1,Gold,Phoenix,Late,Late,Late,Missed,Missed,Late
23,42350.0,823.0,0.324994918468751,3,Yes,0.0,0.399070825370351,Unemployed,3,Business,Los Angeles,On-time,Missed,Missed,Late,Late,Missed
33,116570.0,452.0,0.416761199453971,2,No,50989.0,0.353813296456846,Employed,2,Business,Chicago,Missed,On-time,Missed,On-time,Late,Missed
46,159572.0,724.0,0.263843587469932,4,Yes,74433.0,0.383050795766008,Employed,6,Business,New York,On-time,On-time,On-time,On-time,Late,Missed
20,116570.0,739.0,0.696096999904114,6,No,52331.0,0.193446531010305,retired,17,Business,Phoenix,Late,Late,On-time,Late,Late,Missed
37,190333.0,700.0,0.448823728465893,0,No,41958.0,0.419317086497514,Employed,9,Business,Phoenix,Late,Missed,On-time,On-time,Late,On-time
53,32955.0,482.0,0.858431182152126,4,Yes,45089.0,0.2277637260511,Employed,6,Business,Los Angeles,Missed,Missed,Late,Late,Late,Missed
36,141131.0,385.0,0.516220048808004,5,No,63375.0,0.233513045737601,Employed,7,Standard,Chicago,On-time,Missed,Late,On-time,On-time,On-time
43,68682.0,579.0,0.456051939319424,1,No,86965.0,0.327084257735299,retired,5,Platinum,Houston,Missed,On-time,Late,Late,On-time,Missed
20,16062.0,658.0,0.43663564774164,5,No,67673.0,0.330191826304927,Self-employed,0,Business,Chicago,Late,On-time,On-time,Missed,Late,On-time
36,0.0,836.0,0.451160032961514,3,No,70406.0,0.192814319776752,Employed,3,Platinum,Phoenix,Late,Late,Late,Late,Late,Late
37,155734.0,315.0,0.52216421902676,3,No,84521.0,0.28267207082261,retired,13,Business,Houston,Missed,Late,Missed,On-time,Missed,Missed
49,38061.0,316.0,1.00248151531566,1,No,95267.0,0.448823531686947,Employed,16,Student,Chicago,Late,Late,Late,Late,Missed,Missed
24,0.0,436.0,0.432228065980128,2,No,45595.0,0.15316634384659,Employed,19,Business,New York,Late,Late,On-time,Missed,On-time,Missed
69,43251.0,515.0,0.438729307845738,2,Yes,52331.0,0.448521924101272,Employed,17,Gold,Los Angeles,Missed,Missed,On-time,Late,Late,On-time
58,90353.0,658.0,0.513118769136635,3,No,82714.0,0.275830154858351,Employed,10,Standard,Chicago,Missed,Missed,Late,Missed,Late,Missed
50,81234.0,310.0,0.718054901268852,3,No,79552.0,0.1,Self-employed,13,Student,Chicago,On-time,On-time,On-time,On-time,Missed,On-time
57,19835.0,793.0,0.215803087785444,6,No,41653.0,0.163326826651709,Unemployed,8,Student,New York,Late,On-time,Late,On-time,Missed,Missed
56,0.0,673.0,0.591018547381929,0,Yes,89660.0,0.20365224622648,retired,14,Gold,Phoenix,Late,Missed,On-time,Late,Missed,On-time
35,0.0,321.0,0.336514964795767,6,No,62342.0,0.237607069921725,Employed,11,Business,Los Angeles,Missed,Late,Late,Late,Missed,On-time
57,159188.0,415.0,0.610654537790189,6,No,52259.0,0.289528674137466,Employed,9,Standard,Chicago,Missed,Late,Late,Missed,On-time,Late
18,70479.0,834.0,0.401248011527908,2,No,82789.0,0.1,Self-employed,18,Student,Houston,Missed,Late,Late,Late,Missed,Late
28,119573.0,700.0,0.05,1,No,52217.0,0.318680439247765,Employed,18,Standard,Chicago,Missed,Late,Late,Missed,On-time,Missed
45,81234.0,584.0,0.573915520537497,2,No,9859.0,0.194490949167511,Employed,5,Student,Los Angeles,Late,Late,Missed,Missed,Missed,Late
74,149415.0,591.0,0.572228954069373,0,No,52217.0,0.439052257160105,Employed,19,Business,Chicago,Late,Missed,On-time,On-time,On-time,Late
42,136465.0,595.0,0.384183938304114,5,No,75316.0,0.272982327925602,Employed,5,Student,New York,Late,Late,Late,On-time,Missed,On-time
67,53494.0,591.0,0.372331227971399,3,No,12176.0,0.394284617173272,Self-employed,7,Student,Chicago,On-time,On-time,Late,Missed,Late,On-time
40,0.0,307.0,0.237725454982469,3,No,71588.0,0.411034897991429,retired,0,Platinum,Chicago,Missed,Late,On-time,Missed,Missed,Missed
48,70479.0,385.0,0.654619988307774,0,Yes,99005.0,0.408327324346621,retired,16,Business,Houston,Missed,Late,On-time,Late,Late,On-time
47,90697.0,682.0,0.676443156493361,6,Yes,46720.0,0.243359325703751,Employed,16,Gold,New York,Late,Missed,Missed,Late,On-time,Late
59,19835.0,374.0,0.324189822964822,1,No,82909.0,0.242079984227867,Employed,14,Gold,New York,Late,Late,On-time,Missed,Late,On-time
52,176426.0,320.0,0.392013108092229,3,Yes,31674.0,0.277502670071168,Employed,6,Business,Chicago,Missed,Late,Missed,Missed,Late,Missed
24,194208.0,321.0,0.487342175772207,4,No,62253.0,0.363623737537892,Unemployed,18,Gold,Houston,Missed,On-time,On-time,On-time,Late,Late
33,181267.0,494.0,0.954173056207109,6,No,15938.0,0.248930473024583,retired,2,Business,Chicago,On-time,Missed,Late,On-time,Late,On-time
43,77292.0,316.0,0.609024349517786,3,No,612.0,0.288073752640975,Employed,10,Gold,Chicago,Late,Late,Missed,Missed,Late,Late
65,32019.0,419.0,0.311316896998324,4,No,13355.0,0.327359381633944,Unemployed,19,Platinum,Los Angeles,Late,On-time,Late,On-time,On-time,On-time
74,102235.0,557.0,0.560756061898101,0,No,10778.0,0.209510807395213,Employed,18,Gold,Los Angeles,On-time,On-time,Late,Missed,Missed,On-time
69,120891.0,749.0,0.224661691872383,0,Yes,66118.0,0.203189171167088,Self-employed,8,Student,Houston,On-time,Late,On-time,On-time,Missed,Late
66,33017.0,625.0,0.643598061983234,6,No,30443.0,0.2841736118596,retired,9,Business,Phoenix,Missed,Missed,Missed,Late,On-time,On-time
19,53765.0,446.0,0.835109478708897,3,Yes,86846.0,0.297417881495164,Employed,1,Standard,Los Angeles,Late,Missed,On-time,On-time,Missed,On-time
18,53513.0,391.0,0.835958337016791,2,No,82382.0,0.343388548000164,Unemployed,0,Standard,Phoenix,Missed,On-time,Late,Missed,Missed,Late
65,184160.0,316.0,0.646978700694867,4,No,95303.0,0.367188657495155,retired,15,Business,New York,Late,On-time,On-time,Late,Late,On-time
29,70393.0,715.0,0.383317528826374,1,No,87110.0,0.190093717942835,Employed,17,Platinum,Los Angeles,Missed,On-time,Missed,Missed,Missed,On-time
22,193352.0,471.0,0.239819648697174,3,No,80430.0,0.218791506805643,Self-employed,16,Gold,Los Angeles,On-time,On-time,On-time,On-time,Missed,On-time
54,137402.0,358.0,0.219958991326178,1,No,32615.0,0.202924771243689,Unemployed,5,Platinum,Houston,Missed,On-time,Missed,Late,On-time,Late
49,18709.0,534.0,0.05,3,No,62561.0,0.441244740159142,Employed,13,Standard,Phoenix,On-time,Missed,On-time,Missed,Missed,Missed
72,153311.0,696.0,0.638771152601584,2,No,3081.0,0.287972940979746,Employed,14,Business,Los Angeles,Late,Late,Missed,On-time,Missed,Late
26,106267.0,471.0,0.47943289595512,2,No,43927.0,0.301612929524502,Employed,13,Business,Los Angeles,Missed,Missed,Missed,Late,Missed,Missed
58,179506.0,461.0,0.681843233290625,6,No,32615.0,0.305777436401351,Unemployed,2,Platinum,Houston,On-time,Missed,Late,Missed,On-time,Late
52,26174.0,556.0,0.785606297046957,6,No,92183.0,0.228432998628236,Unemployed,18,Platinum,Houston,Late,On-time,On-time,Late,On-time,On-time
36,43251.0,644.0,0.519981108780482,2,No,39259.0,0.456426951894603,Employed,11,Gold,Phoenix,On-time,Missed,Missed,On-time,Missed,Late
65,81234.0,326.0,0.52919232194263,5,No,17023.0,0.341102665481872,Employed,1,Student,New York,On-time,Late,Late,Late,Missed,On-time
33,85640.0,522.0,0.407135931100506,2,No,80150.0,0.303959052977794,Employed,2,Student,New York,Missed,Late,Late,Missed,On-time,Late
20,67638.0,498.0,0.430783116565518,0,No,27446.0,0.189474357884943,Employed,17,Gold,Chicago,Missed,Late,On-time,On-time,On-time,Missed
37,81234.0,339.0,0.645693982494586,0,Yes,91557.0,0.183806750834375,Employed,0,Student,Los Angeles,On-time,On-time,Late,On-time,Missed,Late
41,159356.0,658.0,0.465124993926937,5,No,44449.0,0.269109246839423,retired,19,Standard,Phoenix,Missed,Missed,Late,Missed,Missed,Late
71,150230.0,627.0,0.436198466649435,4,Yes,31316.0,0.230000820642817,Employed,5,Student,Los Angeles,On-time,Late,On-time,On-time,On-time,Late
73,120570.0,820.0,0.496336628111429,1,No,61186.0,0.193255565445344,Self-employed,4,Gold,Phoenix,On-time,Missed,Late,Late,On-time,Missed
50,117795.0,591.0,0.677266039212318,3,Yes,51016.0,0.262904198042844,Unemployed,0,Student,Phoenix,Late,Missed,Missed,Late,Missed,Late
41,62295.0,715.0,0.361467688433979,3,Yes,86488.0,0.278357197172411,Self-employed,18,Business,Phoenix,Late,Late,On-time,Missed,Late,Missed
69,70479.0,361.0,0.486694296489593,5,No,11308.0,0.314178542046026,retired,0,Platinum,Los Angeles,On-time,Late,Late,Missed,Late,Missed
28,166836.0,495.0,0.549055567555686,0,No,62253.0,0.249608052862573,retired,15,Standard,Houston,Missed,Missed,On-time,Late,Late,Missed
66,18267.0,541.0,0.732044380717047,6,No,0.0,0.199239930533996,Employed,11,Business,Los Angeles,Late,On-time,Missed,Late,Missed,On-time
25,118333.0,486.0,0.452140644640116,3,No,72809.0,0.202707911400875,Employed,7,Business,Phoenix,On-time,On-time,On-time,On-time,Missed,Late
53,119573.0,465.0,0.356435322789655,0,No,89660.0,0.421297272922618,Employed,15,Gold,Chicago,On-time,Missed,On-time,On-time,On-time,Late
55,136790.0,655.0,0.403127811145528,4,No,42551.0,0.174824231363825,Employed,0,Platinum,New York,On-time,On-time,On-time,Late,Missed,Missed
57,117023.0,700.0,0.710611486603075,1,No,89537.0,0.336318229829127,Employed,3,Platinum,Phoenix,On-time,Late,Missed,Missed,Missed,Missed
37,112007.0,416.0,0.906661059720693,4,No,56061.0,0.351954632977439,retired,9,Standard,Chicago,Late,On-time,Late,On-time,Late,On-time
52,99665.0,789.0,0.237248437262793,5,No,76567.0,0.287872452416433,Self-employed,10,Gold,Houston,Missed,On-time,Missed,Missed,On-time,On-time
65,38289.0,493.0,0.280939676986028,2,No,79013.0,0.476782905840517,Self-employed,16,Standard,Phoenix,On-time,Missed,Late,Late,On-time,Late
42,167424.0,341.0,0.46624064265957,2,Yes,52259.0,0.350171899302769,Self-employed,6,Student,Chicago,Missed,On-time,Late,On-time,Late,Missed
52,98613.0,820.0,0.522191219213608,2,No,2200.0,0.484290304830465,Self-employed,11,Business,Phoenix,Missed,Late,Late,Late,Late,Missed
42,176426.0,736.0,0.657393913110999,4,No,47695.0,0.234893599808512,Employed,6,Standard,Los Angeles,Missed,Missed,Late,Late,On-time,Missed
46,33017.0,622.0,0.321773398279702,3,No,86828.0,0.236605459010658,Self-employed,11,Business,Chicago,On-time,Missed,On-time,Missed,Missed,Late
35,52744.0,700.0,0.287378192670107,1,No,24623.0,0.352753715868001,Employed,14,Gold,Los Angeles,Missed,On-time,Missed,On-time,On-time,Late
63,149415.0,385.0,0.527617430626726,2,Yes,4265.0,0.273853436268079,Employed,1,Student,Los Angeles,On-time,On-time,Missed,Late,Missed,Late
35,32955.0,359.0,0.448319855958566,5,Yes,77348.0,0.468566542489201,Self-employed,13,Gold,Chicago,Missed,On-time,Missed,On-time,Late,Missed
19,36677.0,611.0,0.685344199554305,5,Yes,11251.0,0.334170038363093,Employed,12,Student,New York,Missed,On-time,Late,On-time,Late,On-time
71,198062.0,538.0,0.597471960638076,2,No,25807.0,0.195542578014328,Unemployed,3,Student,Chicago,On-time,On-time,Missed,Missed,On-time,Missed
52,137402.0,617.0,0.611075869526643,2,No,78035.0,0.126318359145597,Unemployed,13,Business,New York,Missed,On-time,On-time,Missed,Late,Late
33,38524.0,311.0,0.479103730724626,1,No,68998.0,0.292176140765673,Unemployed,13,Gold,Phoenix,On-time,Missed,Late,On-time,On-time,Missed
58,180421.0,679.0,0.971116051713641,2,No,53553.0,0.291087687046676,Employed,15,Gold,Phoenix,Late,Missed,Late,On-time,On-time,Late
53,107193.0,316.0,0.332450403681248,1,Yes,86447.0,0.331376592330838,Self-employed,6,Standard,Chicago,Missed,Missed,Missed,Missed,Late,Missed
50,21949.0,682.0,0.622161966750955,5,No,31449.0,0.42106905737559,retired,18,Gold,Phoenix,Late,On-time,On-time,Late,Missed,Late
21,34870.0,622.0,0.246062002585378,2,No,13761.0,0.407911330399392,retired,1,Standard,Houston,Missed,On-time,Late,Late,On-time,Late
50,59811.0,475.0,0.285306464452109,4,No,23125.0,0.242109896766356,retired,9,Platinum,Los Angeles,Missed,On-time,Late,Missed,Missed,On-time
31,42350.0,389.0,0.378530880246909,6,No,50310.0,0.170618059819557,Employed,17,Platinum,Los Angeles,Missed,On-time,On-time,Missed,Late,Late
38,118081.0,523.0,0.825864667323605,4,No,74288.0,0.176587886499092,Employed,16,Platinum,New York,Late,Missed,Late,Late,On-time,Missed
65,28807.0,728.0,0.552778886090803,5,No,24670.0,0.226319829467862,Employed,4,Gold,Phoenix,Late,On-time,Missed,On-time,On-time,On-time
37,0.0,459.0,0.381904386291124,1,No,62561.0,0.263326845196098,Employed,11,Gold,New York,On-time,Missed,On-time,Late,Late,Missed
73,0.0,384.0,0.574887265190914,4,No,91970.0,0.330506213896516,Unemployed,5,Standard,Los Angeles,Late,Late,Late,Missed,Missed,Missed
25,90353.0,643.0,0.507029576284901,1,No,88423.0,0.219903240310402,Unemployed,8,Student,Los Angeles,Missed,Late,Missed,On-time,Missed,Late
24,42350.0,664.0,0.401605326172176,4,No,11251.0,0.328039197111331,retired,19,Standard,Phoenix,Late,On-time,On-time,Late,Missed,Late
20,76813.0,693.0,0.220674228842354,4,No,85678.0,0.336204014585905,retired,0,Platinum,Houston,On-time,On-time,On-time,Missed,Late,Late
34,101900.0,648.0,0.787708496902458,1,Yes,48942.0,0.314334388259588,Unemployed,14,Standard,Houston,Missed,Missed,Missed,Missed,On-time,Missed
50,0.0,773.0,0.541963625742008,3,No,7468.0,0.18713770029873,Self-employed,5,Student,Phoenix,Missed,Missed,Late,On-time,Missed,Late
65,0.0,781.0,0.934747674693647,4,No,26000.0,0.346782672523595,Employed,18,Gold,Phoenix,On-time,Late,On-time,Late,On-time,On-time
29,68932.0,535.0,0.688064324108176,2,No,82909.0,0.508126962876672,Employed,17,Standard,New York,Late,Late,On-time,Missed,On-time,Late
68,0.0,0.0,0.610263944952208,6,No,27490.0,0.32458968269129,Employed,5,Platinum,Phoenix,Missed,Missed,Missed,Late,On-time,Late
39,150230.0,742.0,0.412959134276606,5,Yes,33472.0,0.1,Employed,12,Platinum,Houston,Late,Late,On-time,Missed,Missed,Late
72,100999.0,823.0,0.280930887228616,3,No,13355.0,0.42408795720469,Unemployed,0,Gold,Phoenix,Late,On-time,Late,Missed,Late,On-time
39,88963.0,310.0,0.45645380310231,1,No,6118.0,0.229725222330061,Employed,12,Standard,New York,Missed,On-time,On-time,Late,Late,On-time
63,120616.0,345.0,0.275141481158833,3,No,98999.0,0.526571269049569,Unemployed,6,Student,New York,Late,Late,Missed,Missed,Late,Missed
47,61540.0,414.0,0.63003807614615,0,No,37658.0,0.311636345136596,Employed,14,Gold,New York,On-time,Missed,Missed,Late,On-time,Missed
55,53756.0,611.0,0.826530499539426,0,No,94309.0,0.131529930601417,Unemployed,11,Standard,New York,Missed,Late,Late,Missed,On-time,Missed
55,109297.0,806.0,0.447817546776573,4,No,33354.0,0.1,Employed,0,Business,Chicago,Missed,Missed,On-time,Late,Late,On-time
62,0.0,383.0,0.688898194478239,4,No,48942.0,0.453974076267587,Employed,14,Platinum,Phoenix,Late,Missed,Late,Missed,Missed,On-time
68,53304.0,469.0,0.362154185956628,2,No,31674.0,0.410590498591727,retired,3,Student,Los Angeles,Missed,Late,On-time,Late,On-time,Missed
71,173427.0,550.0,0.439506632358529,6,No,3081.0,0.522601888576669,Employed,12,Student,Phoenix,Missed,On-time,Missed,Late,Missed,Missed
25,140917.0,725.0,0.337007203086911,5,Yes,16454.0,0.301092448557355,Employed,4,Student,Chicago,On-time,Missed,Late,Missed,Missed,Missed
44,96317.0,685.0,0.0733733929858979,3,No,63375.0,0.294347011662031,Self-employed,1,Platinum,New York,Late,Late,Missed,Missed,On-time,Missed
44,93832.0,459.0,0.492693330016277,0,No,11587.0,0.261728120784144,Unemployed,0,Standard,Chicago,Late,On-time,Late,Late,Late,Missed
51,31896.0,834.0,0.52569034751955,4,No,49798.0,0.234170975874077,Self-employed,15,Gold,Houston,Late,Missed,On-time,On-time,Missed,Late
38,0.0,622.0,0.713172199752327,5,No,44454.0,0.260757044554218,Unemployed,5,Standard,Houston,On-time,Missed,Late,On-time,Missed,On-time
47,70284.0,528.0,0.659087650533857,3,No,30575.0,0.321746333232402,retired,15,Gold,Phoenix,On-time,Late,On-time,On-time,Missed,Missed
50,72043.0,308.0,0.661790579807799,4,No,0.0,0.215609921308789,Employed,13,Student,Phoenix,On-time,On-time,On-time,Missed,Missed,Late
45,183152.0,656.0,0.305192755376424,4,No,24835.0,0.133071065312601,retired,2,Standard,Los Angeles,On-time,Late,On-time,Missed,On-time,Late
64,170576.0,337.0,0.591899461214138,0,No,19733.0,0.315987663401417,Employed,14,Student,Los Angeles,Late,Missed,Missed,Late,On-time,Missed
50,198401.0,523.0,0.816518793096318,0,No,52217.0,0.213380440130656,retired,2,Business,Houston,Late,Missed,Missed,Missed,Late,On-time
22,86726.0,584.0,0.575973570141816,4,No,60278.0,0.1,retired,1,Student,New York,On-time,Late,On-time,Late,Missed,On-time
65,180421.0,762.0,0.865718722612999,1,No,91557.0,0.355256739065701,Employed,0,Student,Chicago,Missed,Missed,On-time,On-time,Missed,Late
36,107658.0,306.0,0.903793222223972,4,No,55345.0,0.189194096188297,Unemployed,8,Gold,Los Angeles,On-time,Missed,Missed,On-time,Late,Late
21,57318.0,770.0,0.44630634594167,5,Yes,3091.0,0.366178945469073,Employed,8,Business,Los Angeles,On-time,On-time,On-time,Late,Late,On-time
52,38524.0,563.0,0.360612050983885,4,No,32207.0,0.363784810651598,Employed,6,Student,New York,On-time,On-time,Missed,On-time,Late,Missed
66,161377.0,380.0,0.347707566916209,2,No,98999.0,0.328359001152283,retired,2,Student,New York,Late,On-time,On-time,On-time,Missed,Missed
34,119573.0,360.0,0.196772835979355,6,No,90739.0,0.549681784035649,Employed,17,Business,Phoenix,Missed,Late,Late,Late,Missed,Late
61,167617.0,638.0,0.396319420116895,2,No,85780.0,0.286194815002762,retired,10,Business,Chicago,Missed,On-time,Missed,On-time,On-time,Late
45,0.0,627.0,0.741533089951249,2,No,44303.0,0.271436043250141,Employed,6,Standard,New York,On-time,Missed,On-time,Late,Missed,Missed
47,71570.0,341.0,0.0591924849497519,1,No,39582.0,0.368367242141691,Self-employed,8,Gold,Los Angeles,On-time,Late,Late,Late,On-time,Late
46,165580.0,734.0,0.29250931985725,1,No,1217.0,0.29445526378862,Employed,0,Business,Los Angeles,On-time,Late,Missed,On-time,Missed,On-time
63,154487.0,595.0,0.4745737116696,4,No,89616.0,0.4160493537394,Employed,13,Business,Houston,On-time,Missed,Missed,Missed,Late,Missed
70,130359.0,835.0,0.32456295987566,2,No,47906.0,0.173119409242447,Employed,19,Platinum,New York,Missed,On-time,Late,Late,Late,Missed
23,58919.0,784.0,0.394542811151955,1,No,0.0,0.174782555253565,Employed,5,Business,Phoenix,Missed,On-time,Late,Missed,On-time,Late
52,109074.0,401.0,0.397534065115539,0,No,61210.0,0.376580949132621,retired,6,Gold,Chicago,Late,Missed,On-time,On-time,Missed,Missed
58,152326.0,474.0,0.44849195598765,4,Yes,5626.0,0.183518906066139,Unemployed,9,Student,Phoenix,On-time,Missed,Late,Missed,On-time,Late
54,40934.0,694.0,0.354109060778052,5,No,62561.0,0.360909860644271,Unemployed,6,Student,Los Angeles,Missed,Late,Late,On-time,Missed,Late
41,126888.0,793.0,0.33775735722889,6,No,63412.0,0.337000284621036,Unemployed,1,Student,Phoenix,Late,On-time,On-time,Late,Missed,Late
46,73243.0,595.0,0.686861949184246,3,No,62253.0,0.230551171397233,retired,3,Student,Los Angeles,Late,Late,Late,On-time,On-time,Late
66,0.0,452.0,0.709930835572069,4,No,46333.0,0.336717016023343,Employed,16,Platinum,Los Angeles,Late,Late,Late,Late,On-time,On-time
63,65990.0,766.0,0.223891330950518,3,No,62253.0,0.176540755421576,Unemployed,0,Business,Los Angeles,Late,Late,Late,On-time,On-time,Missed
70,180983.0,711.0,0.05,2,No,73733.0,0.200010007373629,Self-employed,9,Student,Los Angeles,Missed,Missed,Late,Missed,On-time,Missed
48,196415.0,415.0,0.712674969914186,6,No,95276.0,0.276281226158793,Employed,18,Standard,Los Angeles,On-time,Late,Late,On-time,Missed,Missed
52,179506.0,398.0,0.254239916289572,3,No,59691.0,0.307892781907222,Employed,14,Student,Houston,On-time,Late,Missed,On-time,On-time,Missed
50,71570.0,634.0,0.542548967691947,2,Yes,36820.0,0.269636146301214,Employed,9,Business,Phoenix,Missed,Late,Missed,On-time,Late,Late
69,104588.0,811.0,0.186865625394356,0,No,65548.0,0.343311596387311,Unemployed,18,Student,Houston,Missed,On-time,Missed,Missed,Missed,Late
38,146800.0,500.0,0.759550997051934,3,No,29584.0,0.338846641504829,Employed,11,Platinum,Houston,Late,On-time,Missed,Missed,Late,Late
49,163216.0,768.0,1.0087335790603,6,No,60530.0,0.452936680834814,Employed,15,Gold,New York,Late,On-time,Missed,Late,Late,Missed
40,193677.0,320.0,0.536561381841067,4,No,36913.0,0.290471465285499,Self-employed,8,Gold,New York,Missed,On-time,Missed,On-time,Late,Missed
50,38049.0,673.0,0.481179470308096,2,No,62342.0,0.419456343118412,Unemployed,14,Business,New York,On-time,Missed,On-time,Late,Late,On-time
20,129821.0,536.0,0.435572084961987,4,Yes,49798.0,0.392072551289389,Unemployed,16,Gold,Chicago,Missed,On-time,Missed,Late,Late,On-time
35,115235.0,691.0,0.656359862262582,6,No,95276.0,0.529397728329314,Self-employed,13,Gold,New York,Missed,On-time,Late,On-time,Late,Missed
42,108610.0,467.0,0.613537350186917,1,No,55812.0,0.287274198009772,Self-employed,17,Standard,Phoenix,On-time,Late,Missed,On-time,Late,Missed
59,31364.0,739.0,0.700699690710572,2,No,24851.0,0.257964127854701,Employed,1,Business,Houston,On-time,Late,On-time,Missed,On-time,Missed
48,184160.0,572.0,0.374416695480383,3,No,78289.0,0.425769422224373,Unemployed,3,Business,Phoenix,Late,Late,Late,Late,Missed,Late
71,59238.0,401.0,0.568023541280929,2,No,20052.0,0.338543257174126,retired,17,Gold,New York,Missed,On-time,Missed,Missed,Missed,On-time
20,68682.0,339.0,0.39150638665876,4,No,88778.0,0.428165921678389,Unemployed,6,Gold,Chicago,Late,Missed,Late,On-time,On-time,Late
57,28807.0,794.0,0.288456870385989,0,No,95136.0,0.37167987979895,Employed,12,Gold,Chicago,Missed,Late,On-time,Missed,Late,Missed
63,0.0,799.0,0.491796915799307,2,No,41743.0,0.1,Employed,14,Platinum,Houston,Missed,On-time,Late,On-time,Late,On-time
41,20569.0,427.0,0.315497453924583,3,No,87110.0,0.337632177703118,Employed,0,Student,Phoenix,Late,On-time,On-time,Late,On-time,On-time
67,25916.0,762.0,0.734745399548517,1,No,0.0,0.331121589795148,Employed,10,Platinum,Los Angeles,Missed,Missed,Late,On-time,Missed,Late
49,127566.0,328.0,0.327615924396835,5,No,82438.0,0.313310690246396,Employed,9,Business,Phoenix,Missed,Missed,Missed,Missed,Missed,Missed
64,33888.0,398.0,0.572709188137472,0,No,1806.0,0.286775694587661,Self-employed,4,Standard,New York,Missed,Late,Late,On-time,On-time,Missed
39,152162.0,446.0,0.379315540248055,1,No,4106.0,0.140785647220567,Employed,15,Student,Los Angeles,On-time,Late,On-time,On-time,On-time,On-time
40,170026.0,788.0,0.555412550087502,2,No,95376.0,0.387417691723832,Employed,10,Standard,Chicago,On-time,Missed,On-time,Late,On-time,On-time
19,51187.0,549.0,0.395200685308928,4,No,65387.0,0.337376842809349,Employed,5,Business,Houston,Missed,Late,Late,On-time,Missed,Missed
44,108396.0,378.0,0.248557745028492,6,Yes,85678.0,0.410195669739742,Employed,8,Business,Houston,On-time,Late,On-time,Late,Missed,On-time
59,16062.0,690.0,0.596754548190369,4,No,73117.0,0.146124447572474,Employed,12,Standard,Chicago,Missed,On-time,On-time,Missed,Missed,On-time
19,167617.0,700.0,0.452916875617355,3,No,52256.0,0.350713448954526,retired,7,Standard,New York,Missed,Missed,Late,On-time,Missed,Missed
43,187627.0,584.0,0.557196988144491,4,No,10778.0,0.276534066245343,Employed,13,Standard,Chicago,On-time,On-time,Missed,Missed,Missed,On-time
34,115235.0,781.0,0.414231412873912,0,No,62010.0,0.314378800992552,Employed,0,Business,New York,Missed,Late,On-time,On-time,Late,Missed
57,0.0,528.0,0.234412697246309,4,No,29845.0,0.27768403658191,Employed,16,Gold,Los Angeles,On-time,Late,On-time,On-time,On-time,Missed
50,99076.0,332.0,0.716635719411251,3,No,62010.0,0.354360792748012,Employed,4,Standard,Chicago,On-time,Missed,Missed,On-time,Missed,Missed
26,190333.0,462.0,0.647351551088217,5,Yes,29416.0,0.283712687900842,Employed,1,Student,New York,Late,Late,Missed,Missed,Late,Missed
60,65612.0,588.0,0.386607804889351,2,No,0.0,0.194808507494431,Self-employed,8,Business,Los Angeles,Missed,Missed,On-time,Late,On-time,Missed
71,162851.0,622.0,0.513955842699759,6,No,77743.0,0.308642541878619,Employed,3,Platinum,Chicago,On-time,Missed,Late,Late,Missed,Missed
65,75566.0,338.0,0.708403896632587,2,No,83236.0,0.278582546286449,Self-employed,16,Platinum,Houston,Late,Missed,Late,On-time,Late,On-time
56,177993.0,739.0,0.40859233282752,4,No,24120.0,0.291660637887111,Self-employed,16,Student,Chicago,Late,Late,Missed,On-time,Late,On-time
46,38049.0,758.0,0.439623098961889,1,No,71588.0,0.1,Employed,17,Gold,Phoenix,Late,Missed,Late,Missed,Late,On-time
59,0.0,350.0,0.548726500001474,2,No,24835.0,0.36826360835687,retired,15,Standard,Chicago,Missed,Late,On-time,On-time,Missed,Late
72,125448.0,354.0,0.408181787289082,5,No,0.0,0.268533638265321,Unemployed,7,Business,Phoenix,Late,Late,Late,Missed,Late,Missed
43,146800.0,459.0,0.671418399397404,4,Yes,17913.0,0.165184642598173,Employed,10,Standard,Los Angeles,Missed,Missed,On-time,On-time,Late,Missed
52,134180.0,757.0,0.466219843938512,6,No,16693.0,0.392256351684814,Employed,17,Business,Chicago,Late,Missed,Late,Missed,Missed,On-time
67,64922.0,658.0,0.343192825001205,3,No,67397.0,0.363636572775293,retired,9,Platinum,Los Angeles,On-time,Late,Late,Missed,On-time,On-time
42,0.0,837.0,0.621727765974799,5,No,45776.0,0.267267980372514,retired,12,Standard,Los Angeles,On-time,Missed,On-time,Late,Late,Late
41,24435.0,766.0,0.27157387011373,4,No,60530.0,0.184783062047998,Employed,16,Student,New York,Missed,On-time,Missed,Missed,Missed,Late
30,0.0,664.0,0.902975712224842,5,No,0.0,0.317803073467937,Unemployed,17,Gold,Los Angeles,Missed,Missed,Missed,Late,On-time,On-time
24,193998.0,700.0,0.81649927271604,2,No,18952.0,0.31231060845876,retired,9,Student,Los Angeles,Missed,On-time,On-time,Late,Late,Missed
74,164143.0,580.0,0.602699095384203,6,No,44449.0,0.392433428299178,Self-employed,15,Gold,Chicago,Missed,Late,On-time,Missed,Missed,Late
53,191615.0,796.0,0.58586620436398,3,No,42551.0,0.25562644851395,Unemployed,19,Standard,Chicago,Late,Late,On-time,Late,Late,Late
62,75566.0,845.0,0.576488283563859,4,No,82482.0,0.419492213486499,Employed,4,Standard,Houston,Late,Late,Late,Missed,Late,Missed
37,167424.0,813.0,0.402181042816218,0,No,33772.0,0.245974699666423,Unemployed,12,Gold,New York,On-time,On-time,Missed,Late,Missed,On-time
18,53513.0,617.0,0.559461929136168,3,No,43870.0,0.165416821545757,Employed,17,Platinum,Los Angeles,Late,On-time,On-time,Missed,On-time,Late
25,155932.0,754.0,0.31537347790843,0,No,23685.0,0.186771724452271,Unemployed,16,Business,New York,On-time,Late,Late,Missed,On-time,Missed
63,0.0,475.0,0.600763683688036,5,No,75316.0,0.293758846086438,Self-employed,8,Student,Phoenix,Missed,On-time,Missed,Late,Late,Late
33,38049.0,508.0,0.673569388606259,1,No,60348.0,0.293448549094126,Employed,13,Student,Los Angeles,On-time,Late,On-time,Late,Late,Late
31,169786.0,822.0,0.424382779803333,3,No,48437.0,0.332786114075077,Employed,16,Student,New York,Late,Missed,Late,On-time,On-time,Missed
29,52744.0,796.0,0.380979641169056,5,No,44439.0,0.290962596888155,Employed,3,Standard,Houston,On-time,Late,Missed,Missed,Missed,Late
68,24435.0,307.0,0.257504595070418,0,Yes,20374.0,0.397731851606432,Employed,17,Student,Houston,On-time,On-time,Missed,Late,Missed,On-time
40,87474.0,429.0,0.791591046713138,2,No,26417.0,0.273890590153742,Unemployed,19,Business,Los Angeles,On-time,Late,Missed,On-time,On-time,On-time
32,86726.0,799.0,0.396867193231557,2,No,54622.0,0.100372373512858,retired,14,Business,Phoenix,Late,On-time,On-time,Missed,Late,On-time
45,59482.0,346.0,0.460252192796675,1,No,85678.0,0.28789033115342,Employed,10,Gold,Houston,Late,On-time,On-time,Missed,On-time,Late
51,59811.0,792.0,0.560031116999145,3,No,0.0,0.1,Employed,11,Standard,Houston,Late,Late,Late,On-time,On-time,Late
19,0.0,766.0,0.556441528577986,3,No,0.0,0.327139098099769,Employed,8,Business,Phoenix,Missed,On-time,Late,Late,Missed,Late
49,147396.0,401.0,0.649312019136214,3,No,7468.0,0.405719299898491,Employed,12,Platinum,New York,Missed,On-time,On-time,Late,Missed,On-time
40,116570.0,556.0,0.424134016032334,5,No,76567.0,0.201377551371748,Employed,14,Standard,Houston,Missed,On-time,Late,Missed,On-time,On-time
39,39285.0,567.0,0.272266412305817,6,No,37463.0,0.441855668639185,Employed,14,Standard,Chicago,Missed,Missed,On-time,Late,Missed,Late
68,43732.0,524.0,0.237266938205536,6,No,53553.0,0.384283124472843,retired,4,Business,Houston,On-time,Late,On-time,On-time,On-time,On-time
42,188420.0,550.0,0.38414895343143,1,No,86846.0,0.420648015541505,Unemployed,18,Platinum,New York,On-time,Missed,Late,Missed,Missed,On-time
39,115497.0,665.0,0.309629905065075,3,No,64110.0,0.318956385643463,Self-employed,19,Gold,New York,Late,Missed,Late,On-time,On-time,Missed
39,153877.0,618.0,0.439276658938448,5,No,36029.0,0.200723482424817,Employed,13,Business,Los Angeles,On-time,Missed,On-time,On-time,Late,On-time
66,54954.0,825.0,0.761515762151996,2,No,77743.0,0.378081542781413,Self-employed,16,Platinum,Chicago,Late,Missed,On-time,On-time,Missed,On-time
69,177993.0,818.0,0.424544358823262,0,No,32630.0,0.237539909323166,Employed,17,Standard,New York,Missed,Missed,Missed,Late,Late,On-time
59,191517.0,813.0,0.424469827733088,5,No,23047.0,0.311788450610335,Unemployed,2,Platinum,Phoenix,Missed,Missed,Late,Late,On-time,Late
23,168487.0,306.0,0.496720244748842,6,No,5539.0,0.282864900719638,Unemployed,1,Standard,Chicago,Missed,On-time,On-time,On-time,Missed,On-time
32,0.0,811.0,0.418875001757586,6,Yes,16699.0,0.412469585679689,Employed,0,Business,Chicago,Late,Late,Late,On-time,On-time,On-time
71,48307.0,688.0,0.486521752856361,2,No,12707.0,0.373032700592332,retired,9,Business,Phoenix,On-time,On-time,Missed,On-time,On-time,Late
60,86180.0,836.0,0.608173844496269,2,Yes,45595.0,0.291943420168762,Unemployed,18,Student,Houston,On-time,On-time,Late,Late,Late,Missed
54,152326.0,847.0,0.676950210952662,0,No,44449.0,0.104839280645984,Employed,16,Student,Phoenix,On-time,Late,Late,On-time,Late,Missed
50,105852.0,343.0,0.700642639947804,2,Yes,11155.0,0.236477253347079,Employed,11,Student,Phoenix,Late,On-time,Late,Missed,On-time,Missed
25,40945.0,442.0,0.911370444146204,1,No,36968.0,0.370422228948441,Self-employed,0,Business,Houston,Missed,Late,Late,On-time,Late,On-time