diff --git a/src/modules/ownership/ownership.controllers.ts b/src/modules/ownership/ownership.controllers.ts
index 5d59bbf..8d397c5 100644
--- a/src/modules/ownership/ownership.controllers.ts
+++ b/src/modules/ownership/ownership.controllers.ts
@@ -1,6 +1,7 @@
 import { AsyncController } from '../../types/auth.types';
 import { OwnershipQuerySchema } from './ownership.schemas';
 import { fetchOwnership } from './ownership.service';
+import { calculateTotalPortfolioValue } from './ownership.utils';
 import { sendSuccess, sendValidationError } from '../../utils/api-response.utils';
 
 export const httpGetOwnership: AsyncController = async (req, res, next) => {
@@ -13,8 +14,19 @@ export const httpGetOwnership: AsyncController = async (req, res, next) => {
             })));
         }
 
-        const ownership = await fetchOwnership(parsed.data);
-        sendSuccess(res, ownership);
+        const records = await fetchOwnership(parsed.data);
+        const holdings = records.map(record => ({
+            id: record.id,
+            ownerAddress: record.ownerAddress,
+            creatorId: record.creatorId,
+            balance: record.balance.toString(),
+            currentPrice: '0',
+            updatedAt: record.updatedAt,
+        }));
+        sendSuccess(res, {
+            holdings,
+            total_portfolio_value: calculateTotalPortfolioValue(holdings),
+        });
     } catch (error) {
         next(error);
     }
diff --git a/src/modules/ownership/ownership.schemas.ts b/src/modules/ownership/ownership.schemas.ts
index 1a94f8c..26ff998 100644
--- a/src/modules/ownership/ownership.schemas.ts
+++ b/src/modules/ownership/ownership.schemas.ts
@@ -11,8 +11,22 @@ export const OwnershipItemSchema = z.object({
     id: z.string(),
     ownerAddress: z.string(),
     creatorId: z.string(),
-    balance: z.string(), // Decimal is returned as string in Prisma Json/JsonValue but as Decimal object in real types. For API, string is safer.
+    balance: z.string(),
     updatedAt: z.date(),
 });
 
+export const HoldingItemSchema = z.object({
+    id: z.string(),
+    ownerAddress: z.string(),
+    creatorId: z.string(),
+    balance: z.string(),
+    currentPrice: z.string(),
+    updatedAt: z.date(),
+});
+
+export const HoldingsResponseSchema = z.object({
+    holdings: z.array(HoldingItemSchema),
+    total_portfolio_value: z.string(),
+});
+
 export const OwnershipResponseSchema = z.array(OwnershipItemSchema);
diff --git a/src/modules/ownership/ownership.utils.test.ts b/src/modules/ownership/ownership.utils.test.ts
new file mode 100644
index 0000000..fa64b24
--- /dev/null
+++ b/src/modules/ownership/ownership.utils.test.ts
@@ -0,0 +1,39 @@
+import { calculateTotalPortfolioValue, HoldingEntry } from './ownership.utils';
+
+describe('calculateTotalPortfolioValue', () => {
+    it('returns correct sum for a single holding', () => {
+        const entries: HoldingEntry[] = [
+            { balance: '100', currentPrice: '5.50' },
+        ];
+        expect(calculateTotalPortfolioValue(entries)).toBe('550');
+    });
+
+    it('returns correct sum for multiple holdings', () => {
+        const entries: HoldingEntry[] = [
+            { balance: '100', currentPrice: '5.50' },
+            { balance: '200', currentPrice: '10.00' },
+            { balance: '50', currentPrice: '2.00' },
+        ];
+        expect(calculateTotalPortfolioValue(entries)).toBe('2650');
+    });
+
+    it('returns zero when all prices are zero', () => {
+        const entries: HoldingEntry[] = [
+            { balance: '100', currentPrice: '0' },
+            { balance: '200', currentPrice: '0' },
+        ];
+        expect(calculateTotalPortfolioValue(entries)).toBe('0');
+    });
+
+    it('returns zero when all balances are zero', () => {
+        const entries: HoldingEntry[] = [
+            { balance: '0', currentPrice: '5.50' },
+            { balance: '0', currentPrice: '10.00' },
+        ];
+        expect(calculateTotalPortfolioValue(entries)).toBe('0');
+    });
+
+    it('returns zero for an empty array', () => {
+        expect(calculateTotalPortfolioValue([])).toBe('0');
+    });
+});
diff --git a/src/modules/ownership/ownership.utils.ts b/src/modules/ownership/ownership.utils.ts
new file mode 100644
index 0000000..587c5f3
--- /dev/null
+++ b/src/modules/ownership/ownership.utils.ts
@@ -0,0 +1,12 @@
+export interface HoldingEntry {
+  balance: string;
+  currentPrice: string;
+}
+
+export function calculateTotalPortfolioValue(entries: HoldingEntry[]): string {
+  const total = entries.reduce(
+    (sum, entry) => sum + Number(entry.balance) * Number(entry.currentPrice),
+    0,
+  );
+  return String(total);
+}