diff --git a/contracts/claims-processor/src/lib.rs b/contracts/claims-processor/src/lib.rs
index df0deb6..739332a 100644
--- a/contracts/claims-processor/src/lib.rs
+++ b/contracts/claims-processor/src/lib.rs
@@ -2133,6 +2133,18 @@ impl ClaimsProcessor {
         Self::claim_payout(env, claim_id)
     }
 
+    /// Claim payout with explicit recipient verification (issue #718).
+    /// Rejects any attempt to redirect payout away from the claimant.
+    pub fn claim_payout_to(env: Env, claim_id: u128, recipient: Address) -> i128 {
+        let claim: Claim = env.storage().persistent()
+            .get(&StorageKey::Claim(claim_id))
+            .unwrap_or_else(|| panic_with_error!(&env, Error::ClaimNotFound));
+        if recipient != claim.claimant {
+            panic_with_error!(&env, Error::Unauthorized);
+        }
+        Self::claim_payout(env, claim_id)
+    }
+
     /// Claim the payout for an approved claim after the payout delay has elapsed.
     ///
     /// When a payout delay is configured, approved claims enter Paid/PartiallyPaid
diff --git a/contracts/governance-dao/src/lib.rs b/contracts/governance-dao/src/lib.rs
index c5858f0..71b8906 100644
--- a/contracts/governance-dao/src/lib.rs
+++ b/contracts/governance-dao/src/lib.rs
@@ -1401,6 +1401,9 @@ impl GovernanceDao {
         if proposal.status == ProposalStatus::Cancelled {
             panic_with_error!(&env, Error::AlreadyCancelled);
         }
+        if proposal.status == ProposalStatus::Expired {
+            panic_with_error!(&env, Error::ExecutionDeadlineExpired);
+        }
         if proposal.status != ProposalStatus::Passed {
             panic_with_error!(&env, Error::ProposalNotPassed);
         }
@@ -1460,6 +1463,11 @@ impl GovernanceDao {
         );
     }
 
+    /// Execute proposal alias (issue #720), checking deadline and expiration.
+    pub fn execute_proposal(env: Env, proposal_id: u64) {
+        Self::execute(env, proposal_id);
+    }
+
     /// Return the execution audit trail record for an executed proposal.
     pub fn get_execution_audit(env: Env, proposal_id: u64) -> ExecutionAuditRecord {
         env.storage()
diff --git a/contracts/policy-engine/src/lib.rs b/contracts/policy-engine/src/lib.rs
index bbdb973..17e8c14 100644
--- a/contracts/policy-engine/src/lib.rs
+++ b/contracts/policy-engine/src/lib.rs
@@ -991,6 +991,11 @@ impl PolicyEngine {
             .and_then(|v| v.checked_div(365))
             .and_then(|v| v.checked_div(10_000))
             .unwrap_or_else(|| panic_with_error!(env, Error::CoverageOutOfRange));
+
+        // SECURITY FIX (issue #719): Reject zero or negative premium amounts to prevent free coverage
+        if required_premium <= 0 {
+            panic_with_error!(env, Error::ZeroPremiumRate);
+        }
         
         // SECURITY FIX: reject payment if token does not match the product's expected token
         if payment_token != &product.expected_token {
diff --git a/contracts/risk-pool/src/lib.rs b/contracts/risk-pool/src/lib.rs
index 756fd91..f504cff 100644
--- a/contracts/risk-pool/src/lib.rs
+++ b/contracts/risk-pool/src/lib.rs
@@ -797,6 +797,14 @@ impl RiskPool {
     /// Transfer `shares` from `from` address to `to` address.
     /// Returns the proportional USDC deposit amount transferred.
     ///
+    /// Transfer LP shares between providers, validating amount is strictly positive (issue #717).
+    pub fn transfer_shares(env: Env, from: Address, to: Address, shares: i128) -> i128 {
+        if shares <= 0 {
+            panic_with_error!(&env, Error::ZeroAmount);
+        }
+        Self::transfer_position(env, from, to, shares)
+    }
+
     /// The admin cannot be the receiving side either (issue #568) —
     /// otherwise `transfer_position` is a one-transaction way around the
     /// `deposit` restriction and the separation of duties it exists for.